Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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Active

$699,900

($442,360 down)
FHA

10187 Patti Way, Elk Grove, CA 95757

4
3
2,789 sqft
PITI Monthly
$1,540.02 /mo

Listing courtesy of: Annette R Wise-Frangione, Real Estate Source Inc

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,177 /mo
$1,869 /mo

What's Special

LOCATION
SPACIOUS
PATIO
PARKS NEARBY

Welcome to your dream home! This property features a wonderful floorplan with 4 spacious bedrooms and a versatile den, perfect for a large family. Enjoy the convenience of walking distance to top-notch schools for all grade levels. The landscaping has been beautifully completed, and the outdoor lighting creates a stunning ambiance for evening relaxation. Step outside to a high-quality, solid top patio cover, ideal for outdoor gatherings. With several parks nearby, you'll have endless opportunities for recreation. All appliances are included, making your move-in seamless. The home is equipped with a new QuietCool whole house fan for optimal ventilation. Recent interior painting gives the home a fresh look. The roof comes with a transferable warranty for peace of mind. For electric vehicle owners, there are two 220-volt outlets. The laundry area is set up for both gas and electric appliances. The new insulated garage door and QuietCool Bluetooth attic fans enhance energy efficiency. Automated irrigation keeps your garden beds lush. The outdoor kitchen is perfect for entertaining. This location truly can't be beat - welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,540.02/mo
Estimated Loan Balance
$258,573
Cash to close
$442,360
Interest Paid
$26,695

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central, Whole House Fan
  • Heating: Central, Gas, Natural Gas
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Fenced, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Elk Grove

Financial Details

  • Price per Sqft: $250.95
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:27:35.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $442,360 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $442,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$257,540
Your Cash:$442,360
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,177/mo
Traditional @ 7.15%
$1,939/mo
You save $762/month ($9,140/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225032312

Listing From: MLS Metrolist

Last updated: 2025-04-24T00:05:22.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,177 /mo
$1,869 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $442,360 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $442,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$257,540
Your Cash:$442,360
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,177/mo
Traditional @ 7.15%
$1,939/mo
You save $762/month ($9,140/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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