Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$679,900

($69,740 down)
VA

10488 Cello Way, Elk Grove, CA 95757

4
3
2,018 sqft
PITI Monthly
$4,370.53 /mo

Listing courtesy of: Amy M Coleman, River City Homes

Assumed Rate

7.18%
7.15%

Principal & Interest

$4,204 /mo
$4,191 /mo

What's Special

GREAT CURB APPEAL
DINING
SPACIOUS
MOVE-IN READY
MODERN
TENNIS COURTS
EFFICIENT
NO HOA

New, modern, smart, and move-in ready home! This stunning 4-bedroom, 3-bath, 2-story home in Elk Grove was built in 2023 and offers 2,018 sq ft of thoughtfully designed living space on a 0.1152-acre corner lot. Enjoy a flexible floor plan with 1 bedroom and 1 full bath downstairsperfect for guests, in-laws, or a private office. Upstairs includes a spacious loft ideal for a media room, game space, or study area. Home features include owned solar, upgraded LED lighting in the kitchen, dining area, garage, and primary suite, 3 remote-controlled ceiling fans, and smart wall switches throughoutcompatible with Alexa and Google. The garage has been custom-painted and is currently set up as a home gym, complete with a professionally built closet around the water heater. Wall receptacles are pre-wired for easy mounting of TVs and electronics. Huge side yard offers potential to expand fencing for more outdoor living. Located on a quiet street with minimal traffic, across from a new park, and walking distance to another large park with splash pad, tennis courts, basketball courts, and trails. No HOA! Great curb appeal, energy-efficient upgrades, and a peaceful neighborhood setting. Make this your new home today! Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.18
Remaining Loan Term
28 years, 5 months
Monthly PITI
$4,370.53/mo
Estimated Loan Balance
$611,800
Cash to close
$69,740
Interest Paid
$70,027

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: Sterling Mdws Un 2b
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Elk Grove

Financial Details

  • Price per Sqft: $336.92
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:11:59.000Z
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Savings Calculator

Current cash to close is $69,740 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $69,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.18% Sellers Rate
$610,160
Your Cash$69,740
Total Purchase Price:$679,900

Assumed vs Traditional Mortgage

Assumed @ 7.18%
$4,204/mo
Traditional @ 7.15%
$4,348/mo
You save $144/month ($1,724/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225049987

Listing From: MLS Metrolist

Last updated: 2025-04-23T17:56:14.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.18%
7.15%

Principal & Interest

$4,204 /mo
$4,191 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,740 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $69,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.18% Sellers Rate
$610,160
Your Cash$69,740
Total Purchase Price:$679,900

Assumed vs Traditional Mortgage

Assumed @ 7.18%
$4,204/mo
Traditional @ 7.15%
$4,348/mo
You save $144/month ($1,724/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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