Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$1,150,000

($584,188 down)
VA

105 Wellfleet Circle, Folsom, CA 95630

5
4
3,135 sqft
PITI Monthly
$2,830.68 /mo

Listing courtesy of: Irma R Verras, Windermere Signature Properties El Dorado Hills/Folsom

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,531 /mo
$4,106 /mo

What's Special

SHOPPING
NO HOA

This expansive and beautifully designed home, offers an abundance of living space including a Jr ADU, perfect for multi-generational living, entertaining, or working from home, 5 bedrooms with optional gym/office/bedroom with private entry, 4 bathrooms, detached Recreation room, utility shed with 3 storage areas, pool, 3 car garage, double RV access and so much more!!!! Floorplan includes 2 bedrooms downstairs and it sits on a generous 1/3+ acre lot with a private oasis backyard. Close to top rated schools, parks, and shopping. Experience charm and functionality! NO HOAs!!!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,830.68/mo
Estimated Loan Balance
$568,131
Cash to close
$584,188
Interest Paid
$53,978

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Water District
Pool
  • Has Pool: Yes
  • Pool Features: Built-In

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame
  • Roof: Tile
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Folsom

Financial Details

  • Price per Sqft: $366.83
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T00:37:12.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $584,188 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $584,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$565,812
Your Cash:$584,188
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,531/mo
Traditional @ 7.15%
$4,260/mo
You save $1,729/month ($20,746/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224130404

Listing From: MLS Metrolist

Last updated: 2025-04-16T17:00:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,531 /mo
$4,106 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $584,188 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $584,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$565,812
Your Cash:$584,188
Total Purchase Price:$1,150,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,531/mo
Traditional @ 7.15%
$4,260/mo
You save $1,729/month ($20,746/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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