Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

Property SearchContact
primary-1
primary-2primary-3
Active

$615,000

($55,679 down)
FHA

1127 Chloe Court, Galt, CA 95632

3
2
2,080 sqft
PITI Monthly
$4,122.02 /mo

Listing courtesy of: Taylor L Thompson, KW Patterson

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,696 /mo
$3,821 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
SOLAR PANELS

Welcome to 1127 Chloe Court in Galt! Built in 2024, this almost new single-story home offers 3 (possibly 4) bedrooms and 2 bathrooms throughout 2,080 square feet of living space on an oversized 8,355 square foot lot. Step inside to discover beautiful LVP flooring throughout the main areas and a bright open floor plan perfect for both everyday living and entertaining. The kitchen is a true highlight of the home featuring white cabinetry, sleek quartz countertops, stainless steel appliances, and a spacious island with breakfast bar seating. The primary suite includes an en suite with double vanities and generous closet space. Outside, the yard is a blank canvas waiting for its new owner to design. Complete with energy-saving OWNED solar panels, an extra long driveway, and possible RV access with the spacious side yard. This move-in ready home offers the perfect blend of modern style, comfort, and convenience in a prime location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
29 years, 0 months
Monthly PITI
$4,122.02/mo
Estimated Loan Balance
$560,855
Cash to close
$55,679
Interest Paid
$38,403

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Tile
Condition
  • Year Built: 2024
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Galt

Financial Details

  • Price per Sqft: $295.67
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:34:14.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,679 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $55,679!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$559,321
Your Cash$55,679
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,696/mo
Traditional @ 7.15%
$3,964/mo
You save $268/month ($3,213/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225034380

Listing From: MLS Metrolist

Last updated: 2025-04-21T22:26:18.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$3,696 /mo
$3,821 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,679 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $55,679!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$559,321
Your Cash$55,679
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$3,696/mo
Traditional @ 7.15%
$3,964/mo
You save $268/month ($3,213/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

HomeSmart © is committed to and abides by the Fair Housing Act of Equal Opportunity.