Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$445,000

($38,923 down)
FHA

1128 Delaware Avenue, West Sacramento, CA 95691

2
1
1,020 sqft
PITI Monthly
$3,249.08 /mo

Listing courtesy of: Laura L Murray, Windermere Signature Properties Davis

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,911 /mo
$2,779 /mo

What's Special

SHOPPING
DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE
PATIO
HISTORIC
CHARMING
COZY

Charming Home in the Highly Sought-After State Streets Neighborhood! Nestled in one of West Sacramento's most desirable areas, this home offers an inviting floor plan designed for comfort and functionality. The spacious living room features a picturesque window, a cozy wood-burning fireplace, and a ceiling fan for added comfort. The thoughtfully designed galley kitchen includes a charming breakfast nook and a separate dining area. Additional highlights include a possible third bedroom or craft room, an indoor laundry room, central heating and air, photovoltaic system and a newer roof. Enjoy outdoor living with a covered front porch and an expansive backyard patioperfect for relaxing or entertaining. Conveniently located just minutes from freeways, schools, and shopping, this home also offers easy access to the best of Sacramento. Take a stroll or bike ride to Sutter Health Park to catch the Sacramento A's or the River Cats in action. Explore the vibrant scene at Drake's: The Barn or immerse yourself in the charm of Old Sacramento's historic district. It's a sweet find.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 8 months
Monthly PITI
$3,249.08/mo
Estimated Loan Balance
$420,970
Cash to close
$38,923
Interest Paid
$41,565

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Central, Fireplace(s)
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood
  • Roof: Composition
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: West Sacramento

Financial Details

  • Price per Sqft: $436.27
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:08:19.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $38,923 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $38,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$406,077
Your Cash$38,923
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,911/mo
Traditional @ 7.15%
$2,882/mo
You save $-28/month ($-339/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225022413

Listing From: MLS Metrolist

Last updated: 2025-04-14T16:20:13.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,911 /mo
$2,779 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,923 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $38,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$406,077
Your Cash$38,923
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,911/mo
Traditional @ 7.15%
$2,882/mo
You save $-28/month ($-339/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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