Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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Active

$579,000

($24,485 down)
VA

1150 J Street UNIT 117, San Diego, CA 92101

2
1
966 sqft
PITI Monthly
$3,876.23 /mo

Listing courtesy of: Tracy Perusse, Coldwell Banker Realty

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,106 /mo
$3,917 /mo

What's Special

PATIO

Exceptional value in the heart of East Village! This nearly 1,000 sq. ft. condo features a 1-bedroom plus an optional bedroom/office space, wood floors, central air, updated kitchen and bathroom, ceiling fans and open floor plan. Situated on a calm and tree-lined west facing street in the vibrant East Village. The oversized windows and private patio are bathed in natural afternoon sunlight, creating a bright and cheerful living space. The building is meticulously maintained and secure, with on-site management providing both convenience and peace of mind. An active social committee offers numerous opportunities to meet your neighbors at community events in the lounges. Enjoy Metrome's top-notch amenities: a fully equipped gym, secure bike storage, deeded parking with an app to reserve guest spaces, and large storage areas. The building's active community board frequently lists extra spaces for rent, and apps like Parkade make short-term parking a breeze. Walk to Petco Park for a Padres game or concert, catch a show at the Rady Shell, or explore the many new restaurants, bars, and coffee spots nearby. 30 day rentals allowed. This is city living at its best!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,876.23/mo
Estimated Loan Balance
$555,317
Cash to close
$24,485
Interest Paid
$80,135

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks, Urban
HOA
  • Has HOA: Yes
  • HOA Name: Metrome
  • HOA Amenities: Unknown
  • HOA Fee: $558
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $599.38
  • Tax Annual Amount: $7237.5
  • On Market Date: 2025-04-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $24,485 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $24,485!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$554,515
Your Cash$24,485
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,106/mo
Traditional @ 7.15%
$4,063/mo
You save $957/month ($11,483/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503611

Listing From:

Last updated: 2025-04-22T17:11:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,106 /mo
$3,917 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,485 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $24,485!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$554,515
Your Cash$24,485
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,106/mo
Traditional @ 7.15%
$4,063/mo
You save $957/month ($11,483/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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