Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$1,199,000

($437,927 down)
VA

1164 Souza Way, Folsom, CA 95630

4
4
3,426 sqft
PITI Monthly
$5,141.64 /mo

Listing courtesy of: Meredith A Santos, eXp Realty of Northern California, Inc.

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,842 /mo
$5,174 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
CUSTOM BUILT
HARDWOOD FLOORS
WALK-IN CLOSET

Welcome home to this beautiful updated Folsom residence in the highly sought-after community of The Parkway! Boasting 3,426 square feet of well-designed living space, this home features 4 spacious bedrooms, a dedicated office with barn doors, 3.5 bathrooms and a large upstairs loft complete with built-in cabinetry and surround sound. The expansive upstairs primary suite offer a serene retreat with a luxurious ensuite bathroom and a large walk-in closet with custom built-ins. Downstairs you will find a private bedroom and full ensuite bathroom. The heart of the home is the stunning open-concept kitchen, featuring gorgeous quartz countertops, walk-in pantry, built-in refrigerator, and an oversized island that's perfect for entertaining or casual dining. Engineered hardwood floors, modern upgrades, and a functional layout enhance everyday living. Step outside to a low-maintenance backyard oasis, complete with sparkling pool and spa with solar heating. The HOA maintains the front landscaping, and common areas weekly, ensuring the neighborhood always looks pristine. Enjoy being just steps away from scenic trails, lush parks, and top-rated Folsom schools - this is Parkway living at its best!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$5,141.64/mo
Estimated Loan Balance
$763,208
Cash to close
$437,927
Interest Paid
$24,838

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas Piped
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Back Yard, Fenced
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, Pool/Spa Combo, Fenced, Gunite Construction, Solar Heat

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Folsom

Financial Details

  • Price per Sqft: $349.97
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:52:59.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $437,927 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $437,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$761,073
Your Cash$437,927
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,842/mo
Traditional @ 7.15%
$5,366/mo
You save $525/month ($6,298/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225039414

Listing From: MLS Metrolist

Last updated: 2025-04-24T00:45:51.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$4,842 /mo
$5,174 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $437,927 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $437,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$761,073
Your Cash$437,927
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$4,842/mo
Traditional @ 7.15%
$5,366/mo
You save $525/month ($6,298/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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