Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$418,000

($218,592 down)
VA

11715 Stratosphere Avenue, Bakersfield, CA 93312

4
2
1,822 sqft
PITI Monthly
$1,488.75 /mo

Listing courtesy of: Lee Rangel, Berkshire Hathaway HomeServices Associated Real Estate

Assumed Rate

2.77%
7.15%

Principal & Interest

$903 /mo
$1,491 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY

Welcome to Your Dream Home in Emerald Estates! Nestled in the highly desirable Emerald Estates neighborhood of NW Bakersfield, this beautifully maintained home offers the perfect blend of comfort, style, and convenience. Boasting 4 spacious bedrooms and 2 full bathrooms, this home features both a formal living room and a family room with an open-concept kitchen, ideal for entertaining and everyday living. Step outside to your very own backyard oasis, thoughtfully designed to provide a peaceful retreat perfect for enjoying those warm summer evenings. Located within award-winning school districts and just minutes from premier shopping and dining, this home is move-in ready and full of value. The homeowner has gone above and beyond to ensure this property is turn-key, including two solar systems for energy efficiency and a well-maintained HVAC system for year-round comfort. Don't miss the opportunity to own this gem in one of Bakersfield's most sought-after neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,488.75/mo
Estimated Loan Balance
$199,850
Cash to close
$218,592
Interest Paid
$24,778

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $229.42
  • Tax Annual Amount: $5225
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $218,592 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $218,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$199,408
Your Cash:$218,592
Total Purchase Price:$418,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$903/mo
Traditional @ 7.15%
$1,546/mo
You save $643/month ($7,714/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25085413

Listing From:

Last updated: 2025-04-20T01:36:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$903 /mo
$1,491 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,592 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $218,592!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$199,408
Your Cash:$218,592
Total Purchase Price:$418,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$903/mo
Traditional @ 7.15%
$1,546/mo
You save $643/month ($7,714/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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