Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$499,500

($245,607 down)
FHA

117 Matthew Court, Galt, CA 95632

3
2
1,381 sqft
PITI Monthly
$1,837.5 /mo

Listing courtesy of: Rachel Griffith, Windermere Signature Properties Fair Oaks

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,469 /mo
$1,926 /mo

What's Special

SERENE
SHOPPING
SPACIOUS
MODERN
FIREPLACE
PRIVATE BACKYARD
CUL-DE-SAC
CHARMING
COZY

Charming Galt Home with Cathedral Ceilings, Dual RV Access & Backyard Oasis! Tucked near the end of a quiet cul-de-sac in one of Galt's most desirable and walkable neighborhoods, this beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and modern charm. Step inside to spanish-style tile and soaring cathedral ceilings that create a lovely, open atmosphere. Enjoy fresh interior and exterior paint, beautiful tile-to-laminate flooring transitions, and a cozy wood-burning fireplace in the living room. The floorplan flows seamlessly, making the home feel both spacious and inviting. The primary suite features private backyard access, a demi-walk in closet, and both bathrooms have been tastefully updated with stylish modern finishes. Outside, you'll fall in love with the backyard oasis - a serene, low-maintenance retreat complete with mature fruit trees and plenty of space to relax or entertain. Both front and back on automatic sprinklers and drip! With RV access on BOTH sides of the home, there's room for all your toys and more. Ideally located near shopping, freeway access, and Galt High School, this is a must-see opportunity you don't want to miss!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.64
Remaining Loan Term
23 years, 11 months
Monthly PITI
$1,837.5/mo
Estimated Loan Balance
$305,237
Cash to close
$245,607
Interest Paid
$76,414

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Frame, Lap Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Vinyl, Fenced, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer in Street
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Lap Siding, Wood
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fumasi Ranch 03
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Galt

Financial Details

  • Price per Sqft: $361.69
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:32:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $245,607 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $245,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$253,893
Your Cash$245,607
Total Purchase Price:$499,500

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,469/mo
Traditional @ 7.15%
$1,998/mo
You save $529/month ($6,350/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225047471

Listing From: MLS Metrolist

Last updated: 2025-04-23T23:13:05.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,469 /mo
$1,926 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,607 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $245,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$253,893
Your Cash$245,607
Total Purchase Price:$499,500

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,469/mo
Traditional @ 7.15%
$1,998/mo
You save $529/month ($6,350/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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