Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$630,000

($438,808 down)
FHA

12010 Erato Circle, Rancho Cordova, CA 95742

4
3
2,811 sqft
PITI Monthly
$1,550.75 /mo

Listing courtesy of: Reed P Block, Reed Block Realty

Assumed Rate

3.41%
7.15%

Principal & Interest

$1,194 /mo
$1,816 /mo

What's Special

FIREPLACE
CLUBHOUSE
COZY

Located in the highly desirable community of Anatolia, check out this great two story home built by William Lyon with some amazing features. Beginning out front, you'll find an impressive exterior design, a beautifully maintained yard with lush green landscaping, trees, shrubs, and your own flag pole. Come on inside to the formal living room with ceilings that go all the way to the roof, a private office which can be used as a fifth bedroom with adjacent half-bath, and plantation shutters throughout. Back in great room area you get a cozy gas fireplace with heatilator, elegant wood cabinetry, dual dishwashers, loads of counter space and cabinets, a walk-in pantry, and indoor laundry room. Upstairs you have 4 bedrooms including a large master with huge closets, dual vanities, separate tub and shower, and more plantation shutters. A few other great features of this home include a 30-amp transfer switch for10-circuits of alternative power, 3 car tandem garage with 30-amp RV plug and large capacity above car storage, a very private back yard, and walkable distance to McGarvey EGUSD elementary school which is ranked 9 out of 10. In addition to all of this you have access to parks, walking trail and the clubhouse with pools, gym, spas, lounge, cafe, and so much more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.41
Remaining Loan Term
17 years, 11 months
Monthly PITI
$1,550.75/mo
Estimated Loan Balance
$241,975
Cash to close
$438,808
Interest Paid
$96,100

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, MultiZone
  • Heating: Central, MultiZone, Natural Gas
Features
  • Materials: Ceiling Insulation, Concrete, Stucco, Frame, Wall Insulation, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Linoleum, Tile

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Spanish Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Water District, Public
Pool
  • Has Pool: Yes
  • Pool Features: Membership Fee, Built-In, Cabana, Common Facility, Gunite Construction, Sport, Lap, Other

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Mediterranean
Materials
  • Ceiling Insulation, Concrete, Stucco, Frame, Wall Insulation, Wood
  • Roof: Spanish Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Anatolia
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $224.12
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:05:42.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $438,808 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $438,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.41% Sellers Rate
$191,192
Your Cash:$438,808
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 3.41%
$1,194/mo
Traditional @ 7.15%
$1,883/mo
You save $690/month ($8,276/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225042241

Listing From: MLS Metrolist

Last updated: 2025-04-05T22:42:09.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.41%
7.15%

Principal & Interest

$1,194 /mo
$1,816 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,808 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $438,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.41% Sellers Rate
$191,192
Your Cash:$438,808
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 3.41%
$1,194/mo
Traditional @ 7.15%
$1,883/mo
You save $690/month ($8,276/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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