Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$609,950

($66,842 down)
FHA

12162 Alamosa Dr, Rancho Cordova, CA 95742

3
3
2,007 sqft
PITI Monthly
$4,173.48 /mo

Listing courtesy of: Laura R Ziegler, eXp Realty of California Inc.

Assumed Rate

6.7%
7.15%

Principal & Interest

$3,610 /mo
$3,779 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
MODERN
HIGH-END FINISHES
PATIO

Welcome to this stunning, newly built home, completed in 2022, offering modern elegance and unparalleled functionality. Nestled on a desirable corner lot, this 3-bedroom, 2.5-bathroom home boasts 2,007 square feet of beautifully crafted living space. The versatile floor plan features a spacious loft upstairs, which can easily be converted into a 4th bedroom to suit your needs. Step inside to discover a bright interior with high-end finishes and thoughtful details throughout. The open-concept main floor showcases a generous living area, perfect for both everyday living and entertaining. The sleek kitchen is a chef's dream, equipped with contemporary appliances and ample counter space. Enjoy the tranquility and privacy of your backyard oasis, which backs onto a serene greenbelt that will never be developed. A scenic bike trail runs directly behind the home, providing convenient access to a picturesque pond ideal for outdoor enthusiasts and nature lovers alike. The brand-new motorized awning over the back patio ensures you can enjoy alfresco dining or relaxation, rain or shine. This exceptional property combines modern amenities with a prime location, offering the perfect blend of comfort, convenience, and natural beauty. Don't miss the chance to make this your dream home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.7
Remaining Loan Term
27 years, 5 months
Monthly PITI
$4,173.48/mo
Estimated Loan Balance
$544,824
Cash to close
$66,842
Interest Paid
$95,510

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Metal, Plaster, Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Back Yard, Fenced
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Metal, Plaster, Stucco, Wood
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ranch Village 9 Sub #fm-2021-002-0
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $40
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $303.91
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:03:46.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $66,842 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $66,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.7% Sellers Rate
$543,108
Your Cash$66,842
Total Purchase Price:$609,950

Assumed vs Traditional Mortgage

Assumed @ 6.7%
$3,610/mo
Traditional @ 7.15%
$3,920/mo
You save $309/month ($3,713/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225025715

Listing From: MLS Metrolist

Last updated: 2025-04-13T21:01:31.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.7%
7.15%

Principal & Interest

$3,610 /mo
$3,779 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,842 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $66,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.7% Sellers Rate
$543,108
Your Cash$66,842
Total Purchase Price:$609,950

Assumed vs Traditional Mortgage

Assumed @ 6.7%
$3,610/mo
Traditional @ 7.15%
$3,920/mo
You save $309/month ($3,713/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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