Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$635,000

($134,102 down)
VA

12285 Coal Creek Way, Rancho Cordova, CA 95742

3
2
1,785 sqft
PITI Monthly
$3,494.91 /mo

Listing courtesy of: Tiegen Boberg, Coldwell Banker Realty

Assumed Rate

6.92%
7.15%

Principal & Interest

$3,328 /mo
$3,406 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO

Refined and nearly new, this single-story residence blends timeless design with modern ease in a thoughtfully planned, all-single-story community. Less than a year old, the home showcases upscale finishes throughout- waterfall-edge quartz countertops, sleek stainless steel appliances, and an open-concept layout tailored for effortless living. All-new plantation-style shutters add classic charm and privacy. The all-electric design, paired with owned solar and over nine years remaining on the builder warranty, ensures both comfort and efficiency. A private primary suite offers a peaceful retreat, complete with a luxurious bath and generous walk-in closet. Step outside to a spacious California room- a covered patio that seamlessly extends your living space, perfect for year-round relaxation and entertaining. The backyard remains unfinished- a blank canvas awaiting your vision. Just a short stroll away, a future community park and recreation center is on the horizon, promising added lifestyle appeal. Immaculately maintained and truly move-in ready, this is a rare opportunity to enjoy the feel of new construction without the wait. Sophisticated, low-maintenance, and ready to welcome you home.​

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$3,494.91/mo
Estimated Loan Balance
$501,770
Cash to close
$134,102
Interest Paid
$23,198

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Other

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Bungalow, Cottage
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2024
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $40
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $355.74
  • Tax Annual Amount: $
  • On Market Date: 2025-04-24T19:30:14.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $134,102 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $134,102!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$500,898
Your Cash$134,102
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$3,328/mo
Traditional @ 7.15%
$3,533/mo
You save $205/month ($2,460/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225050648

Listing From: MLS Metrolist

Last updated: 2025-04-24T21:23:07.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$3,328 /mo
$3,406 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,102 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $134,102!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$500,898
Your Cash$134,102
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$3,328/mo
Traditional @ 7.15%
$3,533/mo
You save $205/month ($2,460/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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