Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$789,000

($291,057 down)
VA

12710 Solsberry Way, Rancho Cordova, CA 95742

4
3
2,767 sqft
PITI Monthly
$3,080.73 /mo

Listing courtesy of: Traci L Bailey, Inspired Real Estate Group

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,864 /mo
$3,511 /mo

What's Special

SERENE
ENTERTAINMENT
MODERN
CHARMING

Nestled in the desirable Somerset Ranch community of Rancho Cordova, this stunning home offers OWNED Solar and a perfect blend of modern comfort and luxurious outdoor living! This beautifully designed home welcomes you with its charming curb appeal and thoughtfully crafted interior, ideal for both relaxation and entertaining. The true highlight of this property is its entertainment-delight backyard, a private oasis perfect for creating unforgettable memories. Imagine spending warm summer days lounging by the sparkling pool, equipped with a state-of-the-art Ultra UV sanitizer for crystal-clear, low-maintenance water. As evening falls, unwind in the soothing spa under a starlit sky, surrounded by beautiful landscaping that comes alive with elegant up-lighting, casting a magical glow for a perfect night outdoors. The meticulously maintained grounds feature lush greenery and stylish accents, making this backyard an entertainer's dream and a serene retreat all in one! This home is just minutes from local amenities, parks, and top-rated schools, offering the best of suburban living with easy access to urban conveniences. Don't miss the chance to own this exceptional property where indoor elegance meets outdoor paradise!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,080.73/mo
Estimated Loan Balance
$500,006
Cash to close
$291,057
Interest Paid
$73,322

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Pool/Spa Combo, Gunite Construction, Other

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kensington Estates at Somerset Ranch
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $285.15
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:40:18.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $291,057 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $291,057!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$497,943
Your Cash$291,057
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,864/mo
Traditional @ 7.15%
$3,642/mo
You save $778/month ($9,333/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225036260

Listing From: MLS Metrolist

Last updated: 2025-04-17T20:17:02.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,864 /mo
$3,511 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $291,057 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $291,057!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$497,943
Your Cash$291,057
Total Purchase Price:$789,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,864/mo
Traditional @ 7.15%
$3,642/mo
You save $778/month ($9,333/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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