Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$595,000

($339,734 down)
VA

1273 Regent Circle, Lincoln, CA 95648

3
2
2,032 sqft
PITI Monthly
$1,325.61 /mo

Listing courtesy of: Gary E Meek Jr., eXp Realty of California Inc

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,159 /mo
$1,912 /mo

What's Special

SPACIOUS
CLUBHOUSE
FITNESS CENTER
WALKING TRAILS

Spacious, Refreshed, and Ready for You in Lincoln Crossing! Step into over 2,000 square feet of thoughtfully designed living space in this beautifully updated 3-bedroom, 2-bath home, tucked in the heart of Lincoln. Freshly painted and meticulously cleaned, this home offers a light, bright, and welcoming feel from the moment you walk in. The kitchen and living areas flow seamlessly for entertaining. The oversized 2+ car garage gives you flexibility for vehicles, toys, tools, or even a workshop. The backyard backs to open space - no rear neighbors, just peace, privacy, and room to breathe. The Lincoln Crossing Advantage - Living here means more than just owning a beautiful homeyou're part of an amenity-rich lifestyle. The HOA includes high-speed internet and grants you full access to a state-of-the-art clubhouse with: Multiple swimming pools, A full fitness center with weights and cardio equipment, spa, sauna, and indoor rec areas, organized community events and programs, parks, walking trails, and more. And the best part? It's all just a short distance awaygiving you the benefits of a private resort without ever leaving the neighborhood. Whether you're upsizing, downsizing, or just looking for the perfect place to call home, this Lincoln gem checks all the boxes.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,325.61/mo
Estimated Loan Balance
$257,531
Cash to close
$339,734
Interest Paid
$31,789

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Metal, Wood, Full
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: Yes
  • Pool Features: Common Facility, Fenced, Gunite Construction, See Remarks

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $292.81
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:03:52.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $339,734 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $339,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$255,266
Your Cash:$339,734
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,159/mo
Traditional @ 7.15%
$1,984/mo
You save $825/month ($9,897/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048936

Listing From: MLS Metrolist

Last updated: 2025-04-20T17:27:27.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,159 /mo
$1,912 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $339,734 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $339,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$255,266
Your Cash:$339,734
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,159/mo
Traditional @ 7.15%
$1,984/mo
You save $825/month ($9,897/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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