Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$896,000

($682,077 down)
VA

128 Miramonte Dr, Moraga, CA 94556

4
2
1,514 sqft
PITI Monthly
$2,134.51 /mo

Listing courtesy of: Kristen Barker, BHHS Drysdale Properties

Assumed Rate

2.89%
7.15%

Principal & Interest

$985 /mo
$1,600 /mo

What's Special

LOCATION
SERENE
DINING
MODERN
HARDWOOD FLOORS
FIREPLACE
CLUBHOUSE
COZY

*OPEN Sat/Sun 1-3pm* Must See Moraga Gem! Pride of ownership shines in this meticulously maintained 4-bedroom, 2-bath end-unit townhome, nestled in a quiet location with peek-a-boo views of the Moraga Country Club. Access to top-rated schools and just steps to Miramonte High School, this home offers both comfort and convenience. Beautifully manicured grounds and paths surround the property, while inside, gleaming hardwood floors, dual-pane windows, and custom shutters throughout add timeless elegance. Natural light floods the home highlighting its inviting layout and enhancing the serene atmosphere. Enjoy cozy evenings by the gas insert fireplace and the convenience of newer appliances, including a stainless steel refrigerator, gas range, and in-unit washer/dryer—all included with the home. Upgraded ceilings with professionally removed texture and smooth refinishing elevate the modern aesthetic. Recent improvements include stylish new entry and dining room lighting, ceiling fans, and GFCI outlets all installed by a licensed electrician. The HOA covers exterior homeowner insurance, roof, water, sewer, access to a refreshing pool, and a beautifully updated clubhouse available for private events. This home also includes two coveted side-by-side covered carport spaces (#84 and #85)

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,134.51/mo
Estimated Loan Balance
$215,324
Cash to close
$682,077
Interest Paid
$28,282

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision: MIRAMONTE GARDNS
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MIRAMONTE HOA
  • HOA Amenities: Unknown
  • HOA Fee: $567
  • HOA Frequency: $Monthly
Location
  • Region: Moraga

Financial Details

  • Price per Sqft: $591.81
  • Tax Annual Amount: $11200
  • On Market Date: 2025-04-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $682,077 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $682,077!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$213,923
Your Cash:$682,077
Total Purchase Price:$896,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$985/mo
Traditional @ 7.15%
$1,659/mo
You save $675/month ($8,097/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41094122

Listing From:

Last updated: 2025-04-25T13:46:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$985 /mo
$1,600 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $682,077 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $682,077!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$213,923
Your Cash:$682,077
Total Purchase Price:$896,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$985/mo
Traditional @ 7.15%
$1,659/mo
You save $675/month ($8,097/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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