Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$459,900

($37,305 down)
FHA

1320 Sheridan Avenue, Roseville, CA 95661

3
2
1,080 sqft
PITI Monthly
$3,141.25 /mo

Listing courtesy of: Melanie L Cortez-Franklin, Redfin Corporation

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,779 /mo
$2,885 /mo

What's Special

SHOPPING
LUXURY
STAINLESS STEEL APPLIANCES
CHARMING

Charming ranch style home recently updated! Home offers 3 bedrooms and 2 full bathrooms. Updated kitchen with custom cabinets, stainless steel appliances and granite counter tops. Luxury Vinyl Plank wood flooring throughout with carpet in the bedrooms and newer vinyl windows and blinds. HVAC is 2-3 years old. The possibilities are endless with the large backyard and newer fences. Close proximity to top rated schools like Oakmont High School and Crestmont Elementary. Shopping, Kaiser, Target and freeway access are just a few miles away.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$3,141.25/mo
Estimated Loan Balance
$438,860
Cash to close
$37,305
Interest Paid
$28,820

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Partial Insulation, Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Partial Insulation, Stucco, Frame
  • Roof: Composition
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $425.83
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:57:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $37,305 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $37,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$422,595
Your Cash$37,305
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,779/mo
Traditional @ 7.15%
$2,992/mo
You save $214/month ($2,562/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225047127

Listing From: MLS Metrolist

Last updated: 2025-04-20T14:27:19.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,779 /mo
$2,885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,305 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $37,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$422,595
Your Cash$37,305
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,779/mo
Traditional @ 7.15%
$2,992/mo
You save $214/month ($2,562/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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