Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$725,000

($530,549 down)
FHA

13340 Saint Paul Street, Thornton, CO 80241

4
3
4,100 sqft
PITI Monthly
$1,844.32 /mo

Listing courtesy of: EMPOWERHOME Team, Keller Williams DTC

Assumed Rate

5.27%
7.15%

Principal & Interest

$1,126 /mo
$1,374 /mo

What's Special

SERENE
MINUTES AWAY
SPACIOUS
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FINISHED BASEMENT
DECK
COMMUNITY POOL
CHARMING

Welcome to a place where comfort meets elegance—where every corner whispers "You're home." Step inside to be greeted by the rich warmth of beautiful hardwood floors that flow effortlessly throughout the main level, grounding the space with timeless charm. The heart of the home, a stunning updated kitchen, invites connection and creativity with its crisp white cabinetry, sleek granite counters, stainless steel appliances and room to gather and create memories. Retreat upstairs to a serene and spacious primary suite with walk-in closet, a true sanctuary, complete with a luxurious five-piece bath, a perfect escape at the end of the day. Two additional bedrooms share a charming Jack and Jill bath, ideal for family living or hosting guests with ease. The fully finished basement offers space to unwind, play, or work out—ready to be whatever you dream it to be. Need a quiet place to focus? The main floor office, flexible and private, could even serve as a fourth non-conforming bedroom. Outside, the back yard feels like your own personal retreat, with a refinished deck ready for summer barbecues, a hot tub under the stars, and a manicured landscape that invites peace and play. Even the garage has been thoughtfully finished—drywalled, insulated, and epoxy floor—ready for your cars, hobbies, or weekend projects. Nestled in a quiet, friendly neighborhood with a large community pool and everything you need just minutes away—schools, shops, restaurants, and easy access to I-25 and C-470—this isn’t just a house. It’s the lifestyle you've been searching for.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.27
Remaining Loan Term
27 years, 1 months
Monthly PITI
$1,844.32/mo
Estimated Loan Balance
$195,261
Cash to close
$530,549
Interest Paid
$30,642

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hills at Signal Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Signal Creek HOA
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Quarterly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $176.83
  • Tax Annual Amount: $4287
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $530,549 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $530,549!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.27% Sellers Rate
$194,451
Your Cash:$530,549
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 5.27%
$1,126/mo
Traditional @ 7.15%
$1,426/mo
You save $299/month ($3,593/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9509077

Listing From: recolorado

Last updated: 2025-04-25T00:30:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.27%
7.15%

Principal & Interest

$1,126 /mo
$1,374 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $530,549 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $530,549!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.27% Sellers Rate
$194,451
Your Cash:$530,549
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 5.27%
$1,126/mo
Traditional @ 7.15%
$1,426/mo
You save $299/month ($3,593/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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