Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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Active

$420,000

($246,885 down)
FHA

13805 San Esteban Avenue, Bakersfield, CA 93314

3
2
1,546 sqft
PITI Monthly
$1,757.52 /mo

Listing courtesy of: John Butler, Signature Real Estate Group

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,013 /mo
$1,493 /mo

What's Special

MODERN
STAINLESS STEEL APPLIANCES
NO HOA

Golly Gee Whiz…why does finding a Single Story Pool Home with RV parking in the Stockdale area have to be so hard? A quick spin on the MLS shows that this is the ONLY home currently Actively listed in the area that checks ALL those boxes. This home is AMAZING. Slick color combos throughout the home give it that special vibe you’ll wanna show off to your friends and family. The year built may be 1988, but the upgrades are all modern and sleek and stylish. Kitchen is upgraded with a beautiful backsplash and quartz countertops and stainless steel appliances. Wanna save money? Perfect, because this house has low taxes, NO HOA and also has Solar so you don’t have to pay crazy amounts to the evil electric empire. The backyard is dialed in with RV parking, a beautiful Pool and even has a playhouse if you have little humans running around. This home is within walking distance to Del Rio Elementary School and Bill Park Greens. Homes like this don’t pop up often so make sure you see it right away…See it. Love it. Buy it. You’ll be glad you did.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.67
Remaining Loan Term
20 years, 2 months
Monthly PITI
$1,757.52/mo
Estimated Loan Balance
$210,932
Cash to close
$246,885
Interest Paid
$71,706

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $271.67
  • Tax Annual Amount: $5250
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $246,885 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $246,885!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$173,115
Your Cash:$246,885
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,013/mo
Traditional @ 7.15%
$1,548/mo
You save $535/month ($6,418/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25085100

Listing From:

Last updated: 2025-04-19T13:40:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,013 /mo
$1,493 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,885 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $246,885!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$173,115
Your Cash:$246,885
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,013/mo
Traditional @ 7.15%
$1,548/mo
You save $535/month ($6,418/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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