Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$639,900

($266,203 down)
FHA

1410 Rampart Drive, Roseville, CA 95661

3
2
1,774 sqft
PITI Monthly
$2,183.96 /mo

Listing courtesy of: Lei W Anderson, Delta Metro Realty Services Inc

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,724 /mo
$2,800 /mo

What's Special

LOCATION
SHOPPING
DINING

Welcome to Your Dream Home! This stunning 3-bedroom, 2-bathroom home is the perfect blend of comfort, style, and location! Nestled in a highly sought-after neighborhood, this property features a sparkling private saltwater pool - ideal for summer fun, entertaining, or simply relaxing under the sun. Inside, enjoy the open floor plan, updated HVAC system, full dual pane windows, a newer water heater, a whole house fan, a primary suite with a large walk-in-closet, and an updated kitchen. Whether you're hosting pool parties or enjoying quiet evenings, this home offers the lifestyle you've been looking for. Zoned for top-rated schools and close to the best shopping and dining experiences that Roseville has to offer. Easy access to I-80 and Maidu Park. Prime location, excellent schools, and a private pool. Seller will provide 2 year roof cert and clear pest report. Don't miss your chance to make this your forever home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,183.96/mo
Estimated Loan Balance
$441,156
Cash to close
$266,203
Interest Paid
$50,416

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Central, Natural Gas
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Carpet, Linoleum, Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Shingle, Composition, See Remarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Pool Sweep, Salt Water, Gunite Construction, See Remarks

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood
  • Roof: Shingle, Composition, See Remarks
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $360.71
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:25:30.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $266,203 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $266,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$373,697
Your Cash$266,203
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,724/mo
Traditional @ 7.15%
$2,905/mo
You save $1,181/month ($14,175/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225038739

Listing From: MLS Metrolist

Last updated: 2025-04-23T21:43:52.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,724 /mo
$2,800 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $266,203 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $266,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$373,697
Your Cash$266,203
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,724/mo
Traditional @ 7.15%
$2,905/mo
You save $1,181/month ($14,175/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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