Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$729,000

($255,471 down)
FHA

1538 Harry Lorenzo Avenue, Woodland, CA 95776

4
4
3,033 sqft
PITI Monthly
$2,761.7 /mo

Listing courtesy of: Jeff S O'Brien, Jeff O'Brien Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,175 /mo
$3,533 /mo

What's Special

SHOPPING
SPACIOUS
WALK-IN CLOSET
HOME OFFICE

LOCATED WOODLAND 3033 4Br 3 1/2bth Next Gen Guest unit with separate entrance. It is complete with a bedroom, bathroom, living room, kitchenette, and stacked laundry. Perfect for multigenerational living, home office, or long/short-term rental. Many windows to bring in natural light. The home is very spacious and open. Open kitchen features tons of storage. Large owner's bedroom with ensuite and walk-in closet. Wonderful second family room/loft space upstairs. Garage boasts custom-built shelves for easy organizing. Custom bar and gazebo in the back yard make for a great space to entertain. Several fruit trees line the back fence. Conveniently located near Costco, shopping, schools, etc. Easy access to Sacramento International Airport and UC Davis.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,761.7/mo
Estimated Loan Balance
$474,560
Cash to close
$255,471
Interest Paid
$60,185

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Woodland

Financial Details

  • Price per Sqft: $240.36
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:35:57.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $255,471 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $255,471!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$473,529
Your Cash$255,471
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,175/mo
Traditional @ 7.15%
$3,665/mo
You save $1,490/month ($17,883/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225015254

Listing From: MLS Metrolist

Last updated: 2025-04-10T21:16:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,175 /mo
$3,533 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $255,471 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $255,471!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$473,529
Your Cash$255,471
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,175/mo
Traditional @ 7.15%
$3,665/mo
You save $1,490/month ($17,883/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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