Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$975,000

($157,753 down)
VA

1685 Brezar Street, Chula Vista, CA 91913

4
3
2,148 sqft
PITI Monthly
$6,606.15 /mo

Listing courtesy of: Tracy Guerrero, Coldwell Banker West

Assumed Rate

6.78%
7.15%

Principal & Interest

$5,374 /mo
$5,579 /mo

What's Special

OPEN CONCEPT
SHOPPING
DINING
SPACIOUS
LUXURY
EN SUITE BATHROOM
SEPARATE SHOWER
HOME OFFICE
PATIO
CLUBHOUSE

Welcome to this inviting 4 bedroom, 2.5 bath home in the neighborhood of Lomas Verdes Otay Ranch. Enjoy 2148 square feet of harmonious comfort and functionality. You will love the ideal living space with open concept kitchen, eat in dining and family room, ideal for entertaining with the adjacent living room and formal dining area nearby. All this complimented with white shutters and gorgeous glamorous chandeliers. Kitchen is equipped with stainless appliances, granite counters and ample cabinetry with elegant frosted doors. Other upgraded options include over sized crown moulding, neutral tile and luxury laminate flooring downstairs. Upstairs, the extra large primary suite provides a spacious retreat, huge walk in closet, deep soaker tub, with separate shower plus dual vanities at the en suite bathroom. Three additional bedrooms offer flexibility for family, guests, or a home office. Laundry will be a breeze with the upgraded sink. So much life to enjoy in the backyard with stamped concrete, humming birds drinking from the water fall fountain, or lounge under either of the two covered patios or just socialize at the grill station. Situated in top rated school district, near shopping, dining, and Toll 125. Near the community resort like pool, stylish clubhouse, The Enclave, tot lot and hot tub with fire place. Too many extras to list! Do not miss the opportunity to make this lifestyle your home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 1 months
Monthly PITI
$6,606.15/mo
Estimated Loan Balance
$821,698
Cash to close
$157,753
Interest Paid
$51,112

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Walters Vista Verde
  • HOA Amenities: Unknown
  • HOA Fee: $159
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $453.91
  • Tax Annual Amount: $12187.5
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $157,753 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $157,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$817,247
Your Cash$157,753
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$5,374/mo
Traditional @ 7.15%
$5,787/mo
You save $413/month ($4,955/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502684

Listing From:

Last updated: 2025-04-18T23:04:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$5,374 /mo
$5,579 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,753 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $157,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$817,247
Your Cash$157,753
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$5,374/mo
Traditional @ 7.15%
$5,787/mo
You save $413/month ($4,955/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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