Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$685,000

($388,693 down)
FHA

1734 San Eugenio, San Diego, CA 92154

3
3
1,504 sqft
PITI Monthly
$2,797.66 /mo

Listing courtesy of: Tamara Markey-Truax, Redfin

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,669 /mo
$2,370 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
PATIO
COMMUNITY POOL

Welcome to this beautifully maintained 2-story townhome in the sought-after Vista Del Sur community of San Diego! This home shows like a model, featuring quartz countertops, shaker-style cabinetry, and stainless steel appliances in a modern, open kitchen. The main level boasts durable LVP flooring and a bright, open-concept layout that flows seamlessly to a large private patio with low-maintenance turf—ideal for relaxing or entertaining. Additional highlights include central AC, an attached 2-car garage with built-in storage cabinets, and spacious bedrooms upstairs offering comfort and privacy. Enjoy access to two community pools, and a spa, all located close to shopping, dining, schools, and just minutes from Interstates 5, 805, and 905. This one checks all the boxes!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.97
Remaining Loan Term
22 years, 5 months
Monthly PITI
$2,797.66/mo
Estimated Loan Balance
$346,993
Cash to close
$388,693
Interest Paid
$98,015

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vista Del Sur
  • HOA Amenities: Unknown
  • HOA Fee: $487
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $455.45
  • Tax Annual Amount: $8562.5
  • On Market Date: 2025-04-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $388,693 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $388,693!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$296,307
Your Cash:$388,693
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,669/mo
Traditional @ 7.15%
$2,458/mo
You save $789/month ($9,469/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024967SD

Listing From:

Last updated: 2025-04-25T20:46:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,669 /mo
$2,370 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $388,693 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $388,693!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$296,307
Your Cash:$388,693
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,669/mo
Traditional @ 7.15%
$2,458/mo
You save $789/month ($9,469/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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