Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$575,000

($335,960 down)
VA

180 Saddle Court, Galt, CA 95632

4
3
2,272 sqft
PITI Monthly
$1,578.94 /mo

Listing courtesy of: Connie H Van, Keller Williams Realty

Assumed Rate

3.71%
7.15%

Principal & Interest

$1,412 /mo
$2,070 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
WALK-IN CLOSET
HOME OFFICE

Discover the perfect blend of comfort and versatility in this spacious 4-bedroom, 3-bathroom home, offering 2,272 sq ft of thoughtfully designed living space. Freshly cleaned carpets adorn the main living areas, while updated luxury vinyl plank flooring enhances the dining room, creating a warm and inviting atmosphere. ​Recent upgrades include a new water heater installed in 2024, ensuring comfort and efficiency. Featuring an attached in-law suite just across the courtyard, this retreat includes its own kitchen, bathroom, bedroom with walk-in closet, living/dining area, and a flexible space, ideal for extended family, guests, or a home office. Enjoy easy access to shopping, dining, and recreational options, all within a short drive.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.71
Remaining Loan Term
20 years, 0 months
Monthly PITI
$1,578.94/mo
Estimated Loan Balance
$241,047
Cash to close
$335,960
Interest Paid
$102,062

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Frame, Lap Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Lap Siding, Wood
  • Roof: Composition
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Galt

Financial Details

  • Price per Sqft: $253.08
  • Tax Annual Amount: $
  • On Market Date: 2025-04-24T00:20:45.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $335,960 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $335,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$239,040
Your Cash:$335,960
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$1,412/mo
Traditional @ 7.15%
$2,147/mo
You save $735/month ($8,816/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225040195

Listing From: MLS Metrolist

Last updated: 2025-04-24T17:26:50.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.71%
7.15%

Principal & Interest

$1,412 /mo
$2,070 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $335,960 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $335,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$239,040
Your Cash:$335,960
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$1,412/mo
Traditional @ 7.15%
$2,147/mo
You save $735/month ($8,816/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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