Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$710,000

($278,619 down)
VA

1842 Observation Way UNIT 3, Chula Vista, CA 91915

3
3
1,430 sqft
PITI Monthly
$2,927.23 /mo

Listing courtesy of: Herb Knox, LPT Realty,Inc

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,971 /mo
$3,117 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MODERN
GRANITE COUNTERTOPS
DECK
PATIO
SOLAR PANELS

This luxurious corner unit boasts 3 bedrooms, 2 1/2 bathrooms, and a 2-car attached garage and close to pool and dog park. Private entry with a spacious patio and deck. Modern finishes. Kitchen has white shaker cabinets, granite countertops, stainless steel sink and appliances. The 2nd floor has updated tile flooring, multiple custom walls and plantation shutters. Entrance and bathrooms have tile flooring. 8 Solar panels with a Tesla wall and EV Charger. Wireless garage door opener, Smart door lock, and Wi-Fi thermostat. Two Ring Doorbell cameras. Tankless water heater, and year-round comfort with air conditioning. Coffee shops, parks, restaurants and a new public library and entertainment center intertwines as the epicenter of an upbeat culture.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,927.23/mo
Estimated Loan Balance
$535,330
Cash to close
$278,619
Interest Paid
$42,738

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, StuccoWall
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Moonstone Management
  • HOA Amenities: Unknown
  • HOA Fee: $504
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $496.5
  • Tax Annual Amount: $8875
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $278,619 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $278,619!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$431,381
Your Cash$278,619
Total Purchase Price:$710,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,971/mo
Traditional @ 7.15%
$3,234/mo
You save $1,263/month ($15,153/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024386SD

Listing From:

Last updated: 2025-04-19T12:18:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,971 /mo
$3,117 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $278,619 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $278,619!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$431,381
Your Cash$278,619
Total Purchase Price:$710,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,971/mo
Traditional @ 7.15%
$3,234/mo
You save $1,263/month ($15,153/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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