Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$539,000

($64,837 down)
VA

1946 BLUE BELL Court, Cool, CA 95614

3
3
1,906 sqft
PITI Monthly
$2,893.95 /mo

Listing courtesy of: Tracy A Young, The Advantage Group

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,727 /mo
$3,343 /mo

What's Special

LOCATION
DECK
PLAYGROUND
CUL-DE-SAC
EFFICIENT
SOLAR PANELS

Welcome to this stunning home located in AUBURN LAKE TRAILS, a premier equestrian community with 24-hour guarded gate. This property boasts an open-concept great room which seamlessly connects to a gourmet kitchen making it perfect for entertaining. Step out onto the expansive decks and enjoy breathtaking views from this quiet cul-de-sac location. Other features include updated bathrooms, beautiful wood flooring, wood burning stove, pre-wire for generator and energy-efficient OWNED solar panels making this home as functional as it is beautiful. This community offers an abundance of amenities, including hiking/riding trails, pool, horse boarding, RV storage, recreational facility, playgrounds, parks, the golf course and is located within a short drive to Folsom Lake and just ten miles from downtown Auburn. Don't miss the chance to experience resort-style living with all these incredible features.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,893.95/mo
Estimated Loan Balance
$476,777
Cash to close
$64,837
Interest Paid
$69,821

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Whole House Fan, MultiUnits, See Remarks
  • Heating: Wood Stove, MultiUnits
Features
  • Materials: Frame, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Raised Hearth, Family Room, Wood Stove
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, Common Facility

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: AUBURN LAKE TRAILS
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $220
  • HOA Frequency: $Monthly
Location
  • Region: Cool

Financial Details

  • Price per Sqft: $282.79
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T00:18:18.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $64,837 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $64,837!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$474,163
Your Cash$64,837
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,727/mo
Traditional @ 7.15%
$3,468/mo
You save $741/month ($8,887/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224098038

Listing From: MLS Metrolist

Last updated: 2025-04-10T15:40:37.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,727 /mo
$3,343 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $64,837 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $64,837!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$474,163
Your Cash$64,837
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,727/mo
Traditional @ 7.15%
$3,468/mo
You save $741/month ($8,887/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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