Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$664,999

($232,300 down)
VA

1964 Portello Way, Lincoln, CA 95648

4
3
2,571 sqft
PITI Monthly
$2,115.41 /mo

Listing courtesy of: Lindsay J Wagner, Granite Equity Group

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,949 /mo
$3,174 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
NO HOA

Seller is motivated! Ask about special finance options and seller is willing to entertain concessions to the buyer. Discover this beautifully maintained family home featuring a fantastic layout designed for both comfort and functionality. Nestled in a prime location, you're just minutes from top shopping, dining, and entertainment options. Enjoy the freedom of no HOA while taking in the incredible outdoor space - a massive yard perfect for relaxation, entertaining, or a possible pool. Don't miss out on this rare find that combines space, convenience, and a well-kept home in the perfect setting! This home features brand new carpet, newer HVAC system, washer/dryer and two refrigerators stay, Leaf Guard on all gutters and much much more! Sellers will pay for buyer's one year home warranty! Your new home is here!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,115.41/mo
Estimated Loan Balance
$436,333
Cash to close
$232,300
Interest Paid
$46,495

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Piped
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $258.65
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:32:57.000Z
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Savings Calculator

Current cash to close is $232,300 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $232,300!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$432,699
Your Cash$232,300
Total Purchase Price:$664,999

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,949/mo
Traditional @ 7.15%
$3,293/mo
You save $1,344/month ($16,128/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225013719

Listing From: MLS Metrolist

Last updated: 2025-04-12T19:21:34.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,949 /mo
$3,174 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $232,300 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $232,300!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$432,699
Your Cash$232,300
Total Purchase Price:$664,999

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,949/mo
Traditional @ 7.15%
$3,293/mo
You save $1,344/month ($16,128/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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