Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$650,000

($227,909 down)
FHA

2045 W Cameron Street, Long Beach, CA 90810

3
2
1,380 sqft
PITI Monthly
$3,236.78 /mo

Listing courtesy of: Regina Cuervo, WERE Real Estate

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,076 /mo
$3,024 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
PATIO
BALCONY
CHARMING
NO HOA

Welcome to this charming two-story attached home, built in 1984 and perfectly designed for comfortable living. The open floor plan on the main level creates a seamless flow between the kitchen and living room, featuring granite countertops and tile flooring throughout for easy maintenance. Upstairs, you’ll find all three bedrooms, each equipped with spacious closets. The primary bedroom includes a private balcony, perfect for enjoying your morning coffee or relaxing at the end of the day. The private, fenced backyard offers even more to love, with an enclosed patio, laundry hookups, and a storage shed. Located on a quiet street, this home also provides easy access to the 710 and 405 freeways, and the Blue Line Train Station, making commuting simple and convenient. Best of all—there’s NO HOA, giving you more freedom and fewer monthly expenses. Don’t miss this fantastic opportunity to own a spacious, well-located home with no added fees!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,236.78/mo
Estimated Loan Balance
$522,842
Cash to close
$227,909
Interest Paid
$49,123

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Long Beach

Financial Details

  • Price per Sqft: $471.01
  • Tax Annual Amount: $8125
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $227,909 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $227,909!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$422,091
Your Cash$227,909
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,076/mo
Traditional @ 7.15%
$3,137/mo
You save $1,061/month ($12,727/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25088378

Listing From:

Last updated: 2025-04-24T21:41:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,076 /mo
$3,024 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,909 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $227,909!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$422,091
Your Cash$227,909
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,076/mo
Traditional @ 7.15%
$3,137/mo
You save $1,061/month ($12,727/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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