Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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Active

$617,900

($221,538 down)
VA

2091 Hidden Gold Trail, Cool, CA 95614

3
3
2,055 sqft
PITI Monthly
$1,939.9 /mo

Listing courtesy of: Allicen Cooper, RE/MAX GOLD

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,773 /mo
$2,961 /mo

What's Special

GATED COMMUNITY
SPACIOUS
MOVE-IN READY
MODERN
DECK
CLUBHOUSE
COZY

Welcome to rolling pastures in the beautiful Sierra Foothills! This 3-bedroom + den sits on 2.3 usable acres in a gated community, offering direct access to an incredible trail system ride straight out from your property or trailer just minutes to multiple scenic trailheads and equestrian camping spots. The home is light, bright, and move-in ready, featuring a spacious kitchen with granite counters, stainless appliances, a wine fridge, and seating at both the island and breakfast bar. Cozy up in the family room with its wood-burning stove and enjoy peaceful views from the back deck overlooking your land. Set up perfectly for horses, the property includes a 2-stall barn, 6x12' enclosed hay storage, arena/round pen, and fully fenced pastures. There's also space to park your trailer or RV in an HOA-approved area right off your driveway. Major upgrades have been done for peace of mind new roof, HVAC, septic, Generac 22kW generator, back deck, and more. Plus, the leased solar keeps electric bills at just $163/mo. Auburn Lake Trails offers so much more than just trails: enjoy access to a golf course, clubhouse, pool, rec lake, equestrian center, and a friendly, active community. Come experience the perfect blend of country lifestyle and modern comfort!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,939.9/mo
Estimated Loan Balance
$401,649
Cash to close
$221,538
Interest Paid
$45,807

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Wood Stove
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Cross Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, Common Facility, Fenced, Gunite Construction, Lap

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Auburn Lake Trails
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $222
  • HOA Frequency: $Monthly
Location
  • Region: Cool

Financial Details

  • Price per Sqft: $300.68
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:21:11.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $221,538 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $221,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$396,362
Your Cash$221,538
Total Purchase Price:$617,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,773/mo
Traditional @ 7.15%
$3,071/mo
You save $1,298/month ($15,572/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225044012

Listing From: MLS Metrolist

Last updated: 2025-04-21T14:41:15.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,773 /mo
$2,961 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,538 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $221,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$396,362
Your Cash$221,538
Total Purchase Price:$617,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,773/mo
Traditional @ 7.15%
$3,071/mo
You save $1,298/month ($15,572/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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