Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$990,000

($730,141 down)
VA

20932 Shellfish Lane, Huntington Beach, CA 92648

3
3
1,525 sqft
PITI Monthly
$2,585.02 /mo

Listing courtesy of: Deborah Shihadeh, First Team Real Estate North Tustin

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,337 /mo
$1,981 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
FIREPLACE
PATIO
CLUBHOUSE

LOCATION LOCATION LOCATION!! The highly desirable beach community of La Cuesta By The Sea, where homes seldom come on the market, could finally be yours! This 3 bedroom 2-1/2 bath is waiting for your special touch to make it your own. This townhome offers high ceilings and a corner fireplace in the living room, with access to a generous sized patio overlooking the greenbelt to enjoy a relaxing afternoon with family and friends. For larger gatherings, the community clubhouse is available right across the street. All 3 bedrooms are located upstairs, with the primary bed and bath being en-suite. There's an additional full bath upstairs, and a half bath conveniently located on the main floor. The attached garage offers laundry hookups with direct access to the home. This townhome is minutes to downtown, walking distance to the beach, the pier, and Pacific City. With lots of shopping, restaurants, and entertainment nearby, who needs a vacation? What a great place to live!!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$2,585.02/mo
Estimated Loan Balance
$260,961
Cash to close
$730,141
Interest Paid
$55,287

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Brick, StuccoWall
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Cuesta By Sea (LBSC)
  • Features: Curbs, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: La Cuesta
  • HOA Amenities: Unknown
  • HOA Fee: $562
  • HOA Frequency: $Monthly
Location
  • Region: Huntington Beach

Financial Details

  • Price per Sqft: $649.18
  • Tax Annual Amount: $12375
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $730,141 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $730,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$259,859
Your Cash:$730,141
Total Purchase Price:$990,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,337/mo
Traditional @ 7.15%
$2,055/mo
You save $718/month ($8,619/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25051116

Listing From:

Last updated: 2025-04-25T13:38:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,337 /mo
$1,981 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $730,141 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $730,141!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$259,859
Your Cash:$730,141
Total Purchase Price:$990,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,337/mo
Traditional @ 7.15%
$2,055/mo
You save $718/month ($8,619/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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