Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$640,000

($356,680 down)
FHA

21593 Hill Gail Way, Parker, CO 80138

5
3
3,024 sqft
PITI Monthly
$1,989.79 /mo

Listing courtesy of: The Hartmann & Rodriguez Group, Redfin Corporation

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,297 /mo
$2,089 /mo

What's Special

LOCATION
SERENE
SPACIOUS
FIREPLACE
FINISHED BASEMENT
PATIO
MATURE TREES
LANDSCAPED
CLUBHOUSE
WALKING TRAILS
MOUNTAIN VIEWS

Welcome to your dream home in a quiet, Canterbury Crossing neighborhood just minutes from the heart of Parker! This beautifully updated ranch-style residence sits on a large and private, corner lot, surrounded by mature trees and offering mountain views from the front porch sitting area. South-facing driveway for quick snowmelt. Outdoor lovers will appreciate the direct access to nearby open space and scenic walking trails, including a peaceful 15-20 minute walk to vibrant Mainstreet Parker. Enjoy shops, restaurants, the library, live shows, and community events all within reach! Inside, the home features easy-to-maintain wood-look vinyl and tile flooring, new elegant plantation shutters, and a striking stone fireplace in the main living area. The bright, open kitchen includes newer appliances, a breakfast bar, and an upgraded sink and garbage disposal. The spacious primary bedroom boasts a luxurious ensuite with a two-person walk-in shower featuring dual shower heads, private access to the covered patio and large hot tub, and serene views of the beautifully landscaped backyard. Enjoy outdoor living year-round with two new 3-season covered patios that keep out snow and ice, perfect for relaxing or entertaining. The fully finished basement offers incredible flexibility—ideal as a private mother-in-law suite or income-generating rental. It includes two bright bedrooms, a large bathroom, a kitchenette, and a living area with large windows, plus a separate entrance through the garage. Additional features include a laundry room, ample cupboard space, upgraded front screen door with glass, all six-panel interior doors, & a 1-year home warranty (transferable). New updates include brand new water heater & brand new furnace, 2024 windows with 365 glass, plantation shutters, skylights (2024), & A/C (2023)! Canterbury Crossing has a great clubhouse with swimming pool and hot tub. Don’t miss this one-of-a-kind opportunity to own a move-in-ready home in an unbeatable location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,989.79/mo
Estimated Loan Balance
$489,513
Cash to close
$356,680
Interest Paid
$32,982

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Living Room
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Architecural Shingle
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Villages Of Parker
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Canterbury Crossing
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Quarterly
Location
  • Region: Parker

Financial Details

  • Price per Sqft: $211.64
  • Tax Annual Amount: $3679
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $356,680 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $356,680!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$283,320
Your Cash:$356,680
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,297/mo
Traditional @ 7.15%
$2,167/mo
You save $870/month ($10,435/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5685673

Listing From: recolorado

Last updated: 2025-04-25T02:59:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,297 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $356,680 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $356,680!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$283,320
Your Cash:$356,680
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,297/mo
Traditional @ 7.15%
$2,167/mo
You save $870/month ($10,435/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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