Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

Property SearchContact
primary-1
primary-2primary-3
Active

$1,145,000

($284,084 down)
VA

222 Puddingstone Rd, Alameda, CA 94502

3
2
1,503 sqft
PITI Monthly
$5,715.72 /mo

Listing courtesy of: Michael Lane, Compass

Assumed Rate

3.35%
7.15%

Principal & Interest

$4,223 /mo
$6,472 /mo

What's Special

SERENE
SHOPPING
DINING
MODERN
LUXURY
FIREPLACE
VAULTED CEILINGS
DECK
PATIO
PRIVATE BACKYARD
COZY

Welcome to this beautifully updated single-story home w. an open floor plan on Bay Farm Island in Alameda! A stylish front courtyard lined w. native succulents, & flowering greenery invites peaceful enjoyment. This 3BD, 2BA home offers luxury vinyl plank flooring throughout, vaulted ceilings w. exposed beams, a cozy fireplace, modern lighting throughout, Tesla solar & new roof. The contemporary eat-in kitchen boasts SS appliances, white quartz countertops, recessed & pendant lighting, an island w. a breakfast bar, ample storage and a garden view. Entertain guests in the elegant formal dining room or relax in the serene atrium patio that has been updated w. Trex decking. The primary suite features generous closet space with mirrored closets, a luxurious ensuite bath w. dual vanities, and sliding doors leading to the private backyard. The second bedroom also overlooks the yard, while the third bedroom overlooks the bright atrium. The stunning backyard is an architectural gem; it includes concrete patio pavers, a mature lawn, lovely trees, garden beds dispersed w. succulents, & a low-maintenance design. Ideally located less than 5 minutes from top-rated Bay Farm Elementary, the SF Bay Trail, & close to parks, the lagoon greenbelt, Harbor Bay Club, shopping, the SF Ferry, & BART.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
25 years, 3 months
Monthly PITI
$5,715.72/mo
Estimated Loan Balance
$862,731
Cash to close
$284,084
Interest Paid
$145,215

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: SeeRemarks
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • SeeRemarks
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: SANDPIPER COVE
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: HARBOR BAY HOA
  • HOA Amenities: Unknown
  • HOA Fee: $240
  • HOA Frequency: $Monthly
Location
  • Region: Alameda

Financial Details

  • Price per Sqft: $761.81
  • Tax Annual Amount: $14312.5
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,084 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $284,084!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$860,916
Your Cash$284,084
Total Purchase Price:$1,145,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$4,223/mo
Traditional @ 7.15%
$6,713/mo
You save $2,490/month ($29,882/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41094289

Listing From:

Last updated: 2025-04-25T23:47:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$4,223 /mo
$6,472 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,084 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $284,084!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$860,916
Your Cash$284,084
Total Purchase Price:$1,145,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$4,223/mo
Traditional @ 7.15%
$6,713/mo
You save $2,490/month ($29,882/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

HomeSmart © is committed to and abides by the Fair Housing Act of Equal Opportunity.