Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$590,000

($276,105 down)
VA

22969 Sunset Ridge Drive, Auburn, CA 95602

3
3
2,254 sqft
PITI Monthly
$1,609.52 /mo

Listing courtesy of: Linda Taylor, Century 21 Cornerstone Realty

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,443 /mo
$2,359 /mo

What's Special

TENNIS COURTS

This house is the one for you. It has a great view from the front porch and living areas. Tons of storage. Living area is on back driveway level. Downstairs has a bedroom, bath, large room you can make it into anything you want it to be. Storage under the house. 3 car garage. This house has many extras in it- ring cameras around the outside of house, maple floors, there are electrical outlets on two side of the island w/one on top of the counter, great use for everything you need to be plugged in. Wonderful desk in one of the bedrooms, in half of the closet, other side has double shelves in it, double sinks in Master bath, large bedroom and walk in closet, black out curtains in the Master Bedroom and bedroom downstairs & a button to ring downstairs. Enjoy all the amenities included in our low priced HOA fee. Lake, many parks around the lake w/sandy beaches, restrooms, water fountains and each park has a special thing. One has a swing set for the little ones, horseshoes for the bigger ones. Kayaking, skiing, boating, swimming, pool, golf course, pro shop, 2 restaurants w/bars, bocce ball, pickleball, tennis courts, sand volleyball, an exercise course, room for kids of all ages to enjoy. You can go sit there and enjoy looking at the lake. Bring a bottle of wine w/you

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,609.52/mo
Estimated Loan Balance
$417,370
Cash to close
$276,105
Interest Paid
$41,726

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central, Whole House Fan
  • Heating: Central, Wood Stove
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Simulated Wood, Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Cement, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Private Sewer
  • Water Source: Meter on Site, Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Brick, Wood Siding
  • Roof: Cement, Tile
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lake of the Pines
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $357
  • HOA Frequency: $Monthly
Location
  • Region: Auburn

Financial Details

  • Price per Sqft: $261.76
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:28:08.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $276,105 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $276,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$313,895
Your Cash$276,105
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,443/mo
Traditional @ 7.15%
$2,447/mo
You save $1,005/month ($12,055/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225039062

Listing From: MLS Metrolist

Last updated: 2025-04-24T20:58:01.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,443 /mo
$2,359 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $276,105 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $276,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$313,895
Your Cash$276,105
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,443/mo
Traditional @ 7.15%
$2,447/mo
You save $1,005/month ($12,055/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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