Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$750,000

($453,777 down)
VA

2445 Town Circle, Sacramento, CA 95821

5
4
3,470 sqft
PITI Monthly
$1,650.88 /mo

Listing courtesy of: Jamiey Lai, Xpert Home Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,434 /mo
$2,231 /mo

What's Special

INVESTORS
SHOPPING
ENTERTAINMENT
SPACIOUS
GRANITE COUNTERTOPS
HOME OFFICE
RENTAL INCOME

VA Assumable Loan at an Incredible Rate 2.25%!! Call for Details!!Welcome Home to this spacious and truly unique multi-generational property in the quiet, well-established Town Terrance neighborhood! Perfectly suited for large families, foster care homes, senior care facilities, or savvy investors looking to maximize strong rental income by leasing out multiple rooms. This expansive two-story home offers 5 large bedrooms, 3.5 bathrooms, plus a versatile extra room that can serve as a home office, nursery, den, or even a 6th bedroom. Enjoy fresh new paint and carpet, durable laminate wood flooring, granite countertops, and dual-pane windows throughout. Every bedroom feature beautiful cedar-lined closet, ceiling fans with remote, adding a touch of elegance. and functionality. Enjoy a beautiful, low maintenance backyard perfect for relaxing or entertaining complete with a storage shed for added convenience. The home features separate HVAC systems for each level, providing optimal comfort year-round. Located in the San Juan School District, with easy access to downtown, shopping, entertainment venues, golf courses, Arco Arena, libraries, public services, major freeways, and top-rated schools.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,650.88/mo
Estimated Loan Balance
$319,039
Cash to close
$453,777
Interest Paid
$48,228

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Natural Gas
Features
  • Materials: Brick, Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Family Room, Wood Burning
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle, Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch, Traditional
Materials
  • Brick, Stucco, Frame, Wood
  • Roof: Shingle, Composition
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $216.14
  • Tax Annual Amount: $
  • On Market Date: 2025-04-24T19:30:15.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $453,777 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $453,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$296,223
Your Cash:$453,777
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,434/mo
Traditional @ 7.15%
$2,315/mo
You save $880/month ($10,565/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225051895

Listing From: MLS Metrolist

Last updated: 2025-04-24T20:14:21.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,434 /mo
$2,231 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $453,777 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $453,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$296,223
Your Cash:$453,777
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,434/mo
Traditional @ 7.15%
$2,315/mo
You save $880/month ($10,565/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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