$543,000
($118,138 down)245 Center Street, Auburn, CA 95603
PITI Monthly
Listing courtesy of: Meghan W Mitchell, Gateway Properties
Assumed Rate
2.87%
7.15%Principal & Interest
$1,913 /mo
$3,117 /moWhat's Special
ASSUMABLE 3.125% LOAN! YES! You read that right. 3.125%. This beautifully updated 3-bedroom, 2.5-bath home is nestled in the heart of historic Downtown Auburn, just a short stroll to local cafes, restaurants, shops, and year-round events. Whether you're grabbing a morning coffee, enjoying a craft beer at Auburn Alehouse, or exploring the vibrant Auburn Co-op, everything you love about this Gold Rush town is just minutes from your doorstep. But the real magic happens in December, when Auburn hosts the Festival of Lights Parade, a county favorite that transforms downtown into a dazzling winter wonderland. Imagine watching the twinkling floats, listening to carolers, and soaking in the holiday spirit all just a short walk from home. Inside, the home boasts fresh updates, stylish finishes, and energy-efficient solar power, making it as functional as it is charming. The cozy backyard offers a private retreat, perfect for relaxing after a day spent enjoying the lively downtown scene. This is more than just a home it's a lifestyle. If you're looking for the perfect blend of walkability, community, and comfort, 245 Center Street is the one you've been waiting for! Don't miss your chance to own a piece of Auburn's historic charm schedule a showing today.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,406.99/mo
Estimated Loan Balance
$428,430
Cash to close
$118,138
Interest Paid
$45,653
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: Ceiling Fan(s), Central
- Heating: Central, Fireplace(s)
Features
- Materials: Block, Concrete, Frame, Wood
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Living Room, Family Room, Wood Burning
- Flooring: Carpet, Laminate
Exterior
Fencing
- Fencing: Back Yard, Partial, Wood
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected
- Water Source: Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style: Bungalow, Traditional, Craftsman
Materials
- Block, Concrete, Frame, Wood
- Roof: Composition
Condition
- Year Built: 1992
Details
- Builder:
Community & HOA
Community
- Subdivision: Tuttle Track
- Features:
HOA
- Has HOA: No
Location
- Region: Auburn
Financial Details
- Price per Sqft: $427.9
- Tax Annual Amount: $
- On Market Date: 2025-04-23T06:38:10.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $118,138!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225016026
Listing From: MLS Metrolist
Last updated: 2025-04-24T14:07:12.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.87%
7.15%Principal & Interest
$1,913 /mo
$3,117 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $118,138!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
HomeSmart © is committed to and abides by the Fair Housing Act of Equal Opportunity.