Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$499,900

($255,023 down)
FHA

2474 Huckleberry Circle, West Sacramento, CA 95691

4
3
1,755 sqft
PITI Monthly
$1,761.7 /mo

Listing courtesy of: Megan Blackwell, Amen Real Estate

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,380 /mo
$2,048 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY

Welcome to this beautifully maintained 4 bed, 2.5 bath home in West Sacramento! Inside, you'll find a spacious living room perfect for gatherings, and a kitchen with plenty of cabinet and counter space for cooking and storage. All four bedrooms are generously sized and located upstairs. Convenient upstairs laundry means no hauling baskets up and down stairs. Bonus: If your kids attend Southport Elementary, this is one of just 12 homes in all of West Sacramento where you can actually watch them play sports at school right from your own yard. It's just a 2-minute walk, making daily routines easier and more enjoyable. With exterior paint completed in 2018, and other updates including a new HVAC, stove, and dishwasher in 2021, plus washer, dryer, and fridge in 2023, this home is move-in ready. Don't miss this rare opportunity for space, comfort, and a truly unbeatable location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
21 years, 3 months
Monthly PITI
$1,761.7/mo
Estimated Loan Balance
$245,519
Cash to close
$255,023
Interest Paid
$87,231

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $118
  • HOA Frequency: $Monthly
Location
  • Region: West Sacramento

Financial Details

  • Price per Sqft: $284.84
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:34:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $255,023 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $255,023!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$244,877
Your Cash:$255,023
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,380/mo
Traditional @ 7.15%
$2,124/mo
You save $744/month ($8,928/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225047970

Listing From: MLS Metrolist

Last updated: 2025-04-17T02:53:47.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,380 /mo
$2,048 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $255,023 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $255,023!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$244,877
Your Cash:$255,023
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,380/mo
Traditional @ 7.15%
$2,124/mo
You save $744/month ($8,928/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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