Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$380,000

($34,560 down)
FHA

2515 Colfax Street, Sacramento, CA 95815

2
1
1,460 sqft
PITI Monthly
$2,509.17 /mo

Listing courtesy of: Bryan L Bedal, Black Bird Realty

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,197 /mo
$2,387 /mo

What's Special

SHOPPING
SPACIOUS
CHARMING

Don't miss this Charming 2-bedroom, 1-bath home featuring a built-in pool, perfect for relaxing and entertaining. The property also boasts a spacious 2-car detached garage and a large backyard, offering plenty of room for outdoor activities. Recent upgrades include a newer water heater, a new garage door, and a resurfaced pool, ensuring comfort and peace of mind. The backyard is fully fenced with a recently replaced back fence for added privacy and security. Located near parks, shopping, and offers easy access to major freeways, making commuting a breeze. This home won't last long - Come see today before it's gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,509.17/mo
Estimated Loan Balance
$358,898
Cash to close
$34,560
Interest Paid
$40,669

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Vinyl Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Vinyl, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site
Pool
  • Has Pool: Yes
  • Pool Features: Built-In, On Lot, Gunite Construction

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Vinyl Siding, Wood
  • Roof: Composition
Condition
  • Year Built: 1942
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $260.27
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:02:51.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $34,560 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $34,560!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$345,441
Your Cash$34,560
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,197/mo
Traditional @ 7.15%
$2,476/mo
You save $279/month ($3,351/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001462

Listing From: MLS Metrolist

Last updated: 2025-04-07T19:53:37.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,197 /mo
$2,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $34,560 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $34,560!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$345,441
Your Cash$34,560
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,197/mo
Traditional @ 7.15%
$2,476/mo
You save $279/month ($3,351/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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