Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$1,179,000

($150,310 down)
VA

2602 Flagstaff Ct, Chula Vista, CA 91914

5
3
2,215 sqft
PITI Monthly
$7,774.69 /mo

Listing courtesy of: Sammy Chapa, ROA California Inc

Assumed Rate

5.84%
7.15%

Principal & Interest

$6,247 /mo
$7,159 /mo

What's Special

SPACIOUS
MOVE-IN READY
LUXURY
FIREPLACE
VAULTED CEILINGS
HOME OFFICE
PLAYGROUND
COZY
SOLAR PANELS

Welcome to your dream home in the highly desirable Rolling Hills Ranch community. This beautifully maintained 5 bed, 3 bath residence offers over 2,200 sq ft of thoughtfully designed living space on a spacious corner lot. Step inside to soaring vaulted ceilings, freshly painted interiors, and a bright, open layout with both a formal living room and a cozy family room featuring a fireplace. Downstairs includes a versatile optional 5th bedroom, perfect for guests or a home office. Upstairs, you'll find spacious bedrooms with ceiling fans in every room, plus central A/C and a whole house fan for year-round comfort. And then there’s the backyard oasis. Built for entertaining, featuring stamped concrete, lush turf (installed 2023), a built-in fire pit, and a pergola that is ideal for relaxing or hosting family and friends. Add in a 3-car garage, 30 paid off solar panels, and an EV charger for efficiency, and low-maintenance, manicured landscaping, and you have a home that’s as practical as it is beautiful. Living here means becoming part of the prestigious Rolling Hills Ranch lifestyle, with 4 resort-style pools, 9 playgrounds, scenic trails, and top-rated schools all nearby. Even better? No Mello-Roos and a low monthly HOA—giving you luxury without the high overhead. This home is not just move-in ready—it’s unforgettable.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
27 years, 10 months
Monthly PITI
$7,774.69/mo
Estimated Loan Balance
$1,031,150
Cash to close
$150,310
Interest Paid
$132,336

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Electric, ForcedAir, Fireplaces
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Rolling Hills Ranch Comm.
  • HOA Amenities: Unknown
  • HOA Fee: $181
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $532.28
  • Tax Annual Amount: $14737.5
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $150,310 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $150,310!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$1,028,690
Your Cash$150,310
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$6,247/mo
Traditional @ 7.15%
$7,426/mo
You save $1,180/month ($14,155/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025380SD

Listing From:

Last updated: 2025-04-24T21:48:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$6,247 /mo
$7,159 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,310 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $150,310!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$1,028,690
Your Cash$150,310
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$6,247/mo
Traditional @ 7.15%
$7,426/mo
You save $1,180/month ($14,155/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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