Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$560,000

($213,954 down)
FHA

2708 Stevens Drive, Auburn, CA 95602

3
2
1,487 sqft
PITI Monthly
$2,217.8 /mo

Listing courtesy of: Jill R Van Dusen, GUIDE Real Estate

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,775 /mo
$2,634 /mo

What's Special

REMODELED
FRESH PAINT
MODERN
LUXURY
PATIO

Welcome to a rare opportunity in the heart of the country with endless potential! This beautifully updated home on a full, usable acre offers the perfect blend of comfort, style, and space to build your dream lifestyle all at an aggressive price. Step inside to discover a bright, open-concept layout featuring luxury vinyl flooring throughout, fresh Alabaster White interior paint, and updated recessed lighting with dimmers that create an inviting, ambient glow. The modern kitchen boasts crisp white cabinetry, quartz countertops, and sleek appliances ideal for daily living and entertaining. The remodeled primary bathroom features a custom barn door and stylish finishes, while the guest bath has been refreshed with a new vanity, updated lighting, and fresh paint. New doors and closet doors throughout the home add a polished, cohesive feel. The backyard patio is perfectly positioned to take in the serenity and potential of the acre imagine creating your own garden retreat, building a horse corral, adding a pool, or even constructing an ADU. This land is ready for your vision. Owned solar, and a versatile shed with shop area and split-unit ideal for a workspace, creative studio, or extra storage. This is more than a home it's a launchpad for your dream lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$2,217.8/mo
Estimated Loan Balance
$431,602
Cash to close
$213,954
Interest Paid
$72,230

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Central
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Insert, Living Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Auburn

Financial Details

  • Price per Sqft: $376.6
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:33:52.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $213,954 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $213,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$346,046
Your Cash$213,954
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,775/mo
Traditional @ 7.15%
$2,732/mo
You save $957/month ($11,481/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225033935

Listing From: MLS Metrolist

Last updated: 2025-04-24T18:52:48.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,775 /mo
$2,634 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,954 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $213,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$346,046
Your Cash$213,954
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,775/mo
Traditional @ 7.15%
$2,732/mo
You save $957/month ($11,481/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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