Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$549,000

($108,722 down)
FHA

275 Carriage Lane, Auburn, CA 95603

3
2
1,588 sqft
PITI Monthly
$3,157.62 /mo

Listing courtesy of: Julie Matteson, Windermere Signature Properties El Dorado Hills/Folsom

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,784 /mo
$3,051 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
WET BAR
PRIVATE BACKYARD
MATURE TREES
CHARMING
COZY

Charming 3-Bedroom, 2-Bath Home in a peaceful area. Nestled in a desirable Auburn neighborhood, this well-maintained 3-bedroom, 2-bathroom home sits on just under a half-acre lot, offering a peaceful retreat with ample privacy. You'll appreciate the close proximity to highly-rated schools, convenient shopping, and easy freeway access. Inside, the home boasts updated bathrooms, kitchen and luxury vinyl flooring throughout, enhancing the bright and spacious living and dining areas. The open kitchen is perfect for entertaining, with a charming coffee/wet bar to keep your granite counters clear for meal prep and gatherings. The convenience of an indoor laundry room adds to the home's functionality. Step outside to a large, private backyard, where you'll find mature trees and a cozy fire pit, ideal for relaxing and enjoying the outdoors in comfort. This home offers a perfect blend of convenience, style, and tranquility. Don't miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,157.62/mo
Estimated Loan Balance
$221,101
Cash to close
$108,722
Interest Paid
$55,909

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Frame, Lap Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Lap Siding
  • Roof: Composition
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Auburn

Financial Details

  • Price per Sqft: $345.72
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:54:56.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $108,722 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$440,278
Your Cash$108,722
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,784/mo
Traditional @ 7.15%
$3,164/mo
You save $380/month ($4,565/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225022999

Listing From: MLS Metrolist

Last updated: 2025-04-15T16:59:11.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,784 /mo
$3,051 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,722 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$440,278
Your Cash$108,722
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,784/mo
Traditional @ 7.15%
$3,164/mo
You save $380/month ($4,565/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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