Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$684,900

($77,017 down)
VA

2812 Declaration Avenue, Lincoln, CA 95648

4
3
2,409 sqft
PITI Monthly
$4,178.43 /mo

Listing courtesy of: Mickie Major, Realty ONE Group Complete

Assumed Rate

6.71%
7.15%

Principal & Interest

$4,012 /mo
$4,195 /mo

What's Special

SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET

Seller will Credit Buyer $10,000. towards Closing Costs or Interest Rate Buy Down. Why Buy a New Build When You Can Have This NOW!! Beautiful Tri Pointe Solar Home Built in 2022 Has Been Meticulously Maintained & Has Upgrades Galore! This Home BACKS TO NATURE WITH WALKING TRAIL. Owner Added Privacy Fence Boards, but Can Be REMOVED to Expose Existing Black Wrought Iron Fencing, So You Can Enjoy The View. This is a Very Open Floor Plan with Downstairs Bedroom with Full Bath, Upstairs Loft & Tons of Natural Light. Kitchen Has Upgraded White Cabinets with Matte Black Hardware, Quartz Countertops, Upgraded Stainless Steel Appliances, HUGE Pantry Closet & Eating Bar. All Windows Through-out Home have Custom Allen + Roth Sheer Shades. Luxury Plank Flooring & Tight Loop/Berber Carpet Through-out. Primary Bedroom is Very Spacious, with Nice Size Bath & HUGE Walk-in Closet. Upstairs Laundry. Backyard Has California Room Which Provides Outdoor Living. Custom Concrete in Backyard & Gas Piping Ready for Your Outdoor Kitchen & Firepit Install. Owner has Spent Thousands on Outdoor Improvements & Too Many Upgrades to List!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.71
Remaining Loan Term
28 years, 2 months
Monthly PITI
$4,178.43/mo
Estimated Loan Balance
$610,300
Cash to close
$77,017
Interest Paid
$75,679

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Metal, Wood, See Remarks
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder: Tri Pointe Homes

Community & HOA

Community
  • Subdivision: Monument at Independence
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Lincoln

Financial Details

  • Price per Sqft: $284.31
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:40:47.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $77,017 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $77,017!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$607,883
Your Cash$77,017
Total Purchase Price:$684,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$4,012/mo
Traditional @ 7.15%
$4,351/mo
You save $339/month ($4,072/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225017298

Listing From: MLS Metrolist

Last updated: 2025-03-27T22:09:13.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$4,012 /mo
$4,195 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,017 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $77,017!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$607,883
Your Cash$77,017
Total Purchase Price:$684,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$4,012/mo
Traditional @ 7.15%
$4,351/mo
You save $339/month ($4,072/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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