Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$745,000

($416,503 down)
FHA

3037 Mandolin Way, Placerville, CA 95667

3
3
3,226 sqft
PITI Monthly
$1,957.92 /mo

Listing courtesy of: Susan L Wise, eXp Realty of California, Inc.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,493 /mo
$2,370 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
WALK-IN CLOSET
SOAKING TUB
DECK

3,226 sq.ft!! END OF ROAD PRIVACY! Be welcomed by a wall of windows with gorgeous private views. This home has two levels with the main living on the entry level, including the open concept living room, dining room and kitchen. Also on this level is a den, a bedroom and full bathroom, and the primary suite with 2 closets, a spa-like master bathroom with a soaking tub, dual sinks, and tiled shower stall with 2 showers heads. The kitchen awaits the chef in your family with custom cabinets, expansive counters and gas cooktop with downdraft. Between the garage and the kitchen is a spacious laundry room, and the inside stairs that lead to the lower level. The lower level is IDEAL for a second living space, or fabulous family room. This level not only enjoys private access from outside, and its own deck, but also has a pantry closet, a refrigerator nook, a closet designed for a stacked washer and dryer and all of the infrastructure for a complete kitchen to be added. In addition, there is an office space, and a bedroom with a walk-in closet, and a full bathroom. Outside you'll find access wonderful basement storage, and tiered areas providing for RV parking, a fenced garden, chicken coop and a seasonal stream. Plus an impressive basement storage room. All just 4 minutes to Hwy 50!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
27 years, 1 months
Monthly PITI
$1,957.92/mo
Estimated Loan Balance
$332,376
Cash to close
$416,503
Interest Paid
$30,489

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Cement Siding, Stone, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Family Room, Gas Log
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Partial, Partial Cross, Wire, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Cement Siding, Stone, Wood
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $230.94
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:27:28.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $416,503 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $416,503!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$328,497
Your Cash:$416,503
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,493/mo
Traditional @ 7.15%
$2,458/mo
You save $966/month ($11,588/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225032442

Listing From: MLS Metrolist

Last updated: 2025-04-23T02:54:48.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,493 /mo
$2,370 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $416,503 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $416,503!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$328,497
Your Cash:$416,503
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,493/mo
Traditional @ 7.15%
$2,458/mo
You save $966/month ($11,588/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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