Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$422,000

($52,571 down)
FHA

3057 Courtside Drive, Diamond Springs, CA 95619

3
3
1,340 sqft
PITI Monthly
$2,673 /mo

Listing courtesy of: Paige Crawford, Visionary Realty Group

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,350 /mo
$2,553 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
HOME OFFICE
PATIO
HISTORIC
CHARMING
AFFORDABLE

Welcome home to this delightful 3-bedroom, 2-bathroom townhome nestled in the heart of Placerville, just minutes from historic downtown and the charming community of Diamond Springs! This well-maintained home offers an inviting open floor plan with abundant natural light, a spacious living area, and a functional kitchen perfect for entertaining. The primary suite features a private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the convenience of low-maintenance living with a private patio and access to nearby shopping, dining, and outdoor recreation. Don't miss this incredible opportunity to own an affordable home in a prime location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,673/mo
Estimated Loan Balance
$385,025
Cash to close
$52,571
Interest Paid
$43,493

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shake, Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Townhouse
  • Architectural Style: Craftsman
Materials
  • Stucco, Wood
  • Roof: Shake, Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Diamond Springs

Financial Details

  • Price per Sqft: $314.93
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:49:47.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $52,571 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $52,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$369,429
Your Cash$52,571
Total Purchase Price:$422,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,350/mo
Traditional @ 7.15%
$2,648/mo
You save $299/month ($3,584/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225036650

Listing From: MLS Metrolist

Last updated: 2025-03-29T21:53:46.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,350 /mo
$2,553 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,571 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $52,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$369,429
Your Cash$52,571
Total Purchase Price:$422,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,350/mo
Traditional @ 7.15%
$2,648/mo
You save $299/month ($3,584/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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