Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$374,900

($41,732 down)
FHA

31306 Circle View Drive, Running Springs, CA 92382

2
1
1,135 sqft
PITI Monthly
$2,730.33 /mo

Listing courtesy of: Janet Cisneros, Realty ONE Group Empire

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,945 /mo
$2,337 /mo

What's Special

SERENE
SPACIOUS
MODERN
FIREPLACE
DECK
FENCED YARD
SAFE
CHARMING
COZY

Welcome to your cozy mountain getaway! Nestled in the scenic community of Running Springs and ideally located near HWY 18 and 330, this charming 2-bedroom, 1-bath home offers 1,135 sq ft of inviting living space with thoughtful updates and mountain character throughout. Step through the elevated front entry into a practical mudroom—perfect for shedding jackets and boots after a day of outdoor adventure. Inside, you’re greeted by a warm and welcoming living room complete with a classic wood-burning fireplace, creating a perfect space to unwind during cooler mountain evenings. The updated kitchen features modern touches and flows into the main living area. The updated bathroom and two generously sized bedrooms offer both comfort and functionality. Above, a quaint loft provides versatile space—ideal for storage or an additional sleeping area for guests. Enjoy the crisp mountain air from not one, but two spacious decks with serene treetop views. The fully fenced yard is perfect for children and pets to play safely. A rare find in the area, the 2-car garage offers ample parking and storage. Whether you’re looking for a full-time residence or a weekend retreat, this home offers the best of mountain living with easy access to local amenities and outdoor recreation.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,730.33/mo
Estimated Loan Balance
$355,836
Cash to close
$41,732
Interest Paid
$47,506

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Running Springs (RUSG)
  • Features: Hiking
HOA
  • Has HOA: No
Location
  • Region: Running Springs

Financial Details

  • Price per Sqft: $330.31
  • Tax Annual Amount: $4686.25
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,732 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $41,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$333,168
Your Cash$41,732
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,945/mo
Traditional @ 7.15%
$2,424/mo
You save $479/month ($5,747/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25089187

Listing From:

Last updated: 2025-04-24T14:15:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,945 /mo
$2,337 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,732 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $41,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$333,168
Your Cash$41,732
Total Purchase Price:$374,900

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,945/mo
Traditional @ 7.15%
$2,424/mo
You save $479/month ($5,747/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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