Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$789,999

($292,769 down)
FHA

3140 Stuart Isl Street, West Sacramento, CA 95691

5
3
2,315 sqft
PITI Monthly
$2,841.61 /mo

Listing courtesy of: Karrie L Figiel, GUIDE Real Estate

Assumed Rate

2.86%
7.15%

Principal & Interest

$2,242 /mo
$3,656 /mo

What's Special

REMODELED
LOCATION
SHOPPING
SPACIOUS
NO HOA

Beautifully remodeled in 2024, this 5 bed, 3 full bath home sits on a desirable bumped-out corner with privacy and stunning views. The spacious layout includes a versatile loft, perfect for growing families. Enjoy a self-refilling pool with a brand-new pump, owned solar (annual electric bills in the double digits!), RV/boat parking, and low-maintenance yards. Backs to open space with waterway, trails, and bird sanctuary. No rear neighbors! Located near top-rated schools and Southport Shopping Center. Stylish finishes, energy efficiency, and unbeatable location with no HOA make this home a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.86
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,841.61/mo
Estimated Loan Balance
$510,869
Cash to close
$292,769
Interest Paid
$53,359

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Central
Features
  • Materials: Concrete, Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood, Full
Roof
  • Roof: Spanish Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: Yes
  • Pool Features: Built-In

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Concrete, Stucco, Frame, Wood
  • Roof: Spanish Tile
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: West Sacramento

Financial Details

  • Price per Sqft: $341.25
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:04:39.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $292,769 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $292,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.86% Sellers Rate
$497,230
Your Cash$292,769
Total Purchase Price:$789,999

Assumed vs Traditional Mortgage

Assumed @ 2.86%
$2,242/mo
Traditional @ 7.15%
$3,792/mo
You save $1,551/month ($18,610/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225042116

Listing From: MLS Metrolist

Last updated: 2025-04-23T22:43:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.86%
7.15%

Principal & Interest

$2,242 /mo
$3,656 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $292,769 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $292,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.86% Sellers Rate
$497,230
Your Cash$292,769
Total Purchase Price:$789,999

Assumed vs Traditional Mortgage

Assumed @ 2.86%
$2,242/mo
Traditional @ 7.15%
$3,792/mo
You save $1,551/month ($18,610/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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