Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$575,000

($188,054 down)
FHA

3278 Roberds Avenue, San Bernardino, CA 92405

4
2
1,294 sqft
PITI Monthly
$2,386.02 /mo

Listing courtesy of: Elijah Bloom, EXP REALTY OF SOUTHERN CA. INC

Assumed Rate

2.36%
7.15%

Principal & Interest

$1,328 /mo
$2,608 /mo

What's Special

SHOPPING
DINING
SPACIOUS
PATIO
LANDSCAPED
CHARMING
RENTAL INCOME
TURNKEY

This charming home is the perfect opportunity for any investor looking for passive income, ideally located on the desirable North side of San Bernardino. This well-maintained property features 4 spacious bedrooms and 2 bathrooms with a functional floor plan that tenants love. The kitchen and dining area flow seamlessly into the backyard, offering indoor-outdoor living with plenty of space to enjoy. The nice-sized, landscaped backyard includes a covered patio, perfect for relaxing or entertaining. The property is currently tenant-occupied with excellent long-term tenants already in place, providing immediate and stable rental income from day one. These tenants treat the home with care and offer a seamless transition for any investor looking to step into a cash-flowing property. Conveniently located near parks, shopping centers, eateries, schools, and just minutes from the freeway, this home is in a high-demand rental area. Don’t miss this exceptional opportunity to own a turnkey investment property with great tenants and strong rental potential!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.36
Remaining Loan Term
36 years, 1 months
Monthly PITI
$2,386.02/mo
Estimated Loan Balance
$438,173
Cash to close
$188,054
Interest Paid
$36,986

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $444.36
  • Tax Annual Amount: $7187.5
  • On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $188,054 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $188,054!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$386,946
Your Cash$188,054
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$1,328/mo
Traditional @ 7.15%
$2,720/mo
You save $1,392/month ($16,699/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25095856

Listing From:

Last updated: 2025-05-01T18:35:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.36%
7.15%

Principal & Interest

$1,328 /mo
$2,608 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,054 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $188,054!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$386,946
Your Cash$188,054
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$1,328/mo
Traditional @ 7.15%
$2,720/mo
You save $1,392/month ($16,699/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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