Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$365,000

($238,121 down)
FHA

3777 Dogwood Lane, Placerville, CA 95667

2
2
1,348 sqft
PITI Monthly
$1,090.35 /mo

Listing courtesy of: Denise Barnhart, RE/MAX Gold

Assumed Rate

4.26%
7.15%

Principal & Interest

$822 /mo
$1,127 /mo

What's Special

VAULTED CEILINGS
CHARMING
COZY

Nestled on nearly 5 acres of gently rolling usable land, this charming country retreat is surrounded by oaks & pines offering privacy and nature in every direction. Step inside to vaulted ceilings with exposed beams and 2 cozy wood-burning stoves that add character to the open, light-filled living space. Both bedrooms are generously sized each with its own private bathroom. The home also features an indoor laundry area and freshly painted interior and kitchen cabinets. Outside, a large barn offers room for hobbies or animals and an additional outbuilding adds more storage. Whether you're looking for a peaceful weekend escape or a full-time home with room to breathe, this beautiful country property has it all.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.26
Remaining Loan Term
18 years, 9 months
Monthly PITI
$1,090.35/mo
Estimated Loan Balance
$129,081
Cash to close
$238,121
Interest Paid
$71,316

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Electric, Wood Stove
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Kitchen, Living Room, Wood Stove
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $550
  • HOA Frequency: $Annually
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $270.77
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:07:41.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $238,121 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $238,121!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.26% Sellers Rate
$126,879
Your Cash:$238,121
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 4.26%
$822/mo
Traditional @ 7.15%
$1,169/mo
You save $347/month ($4,168/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225049588

Listing From: MLS Metrolist

Last updated: 2025-04-22T21:25:34.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.26%
7.15%

Principal & Interest

$822 /mo
$1,127 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $238,121 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $238,121!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.26% Sellers Rate
$126,879
Your Cash:$238,121
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 4.26%
$822/mo
Traditional @ 7.15%
$1,169/mo
You save $347/month ($4,168/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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