Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$540,000

($102,637 down)
VA

3845 Sunnyvale Avenue, Sacramento, CA 95821

4
2
1,682 sqft
PITI Monthly
$2,755.82 /mo

Listing courtesy of: Daniela R Darrow, CLA Realty

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,589 /mo
$3,073 /mo

What's Special

SPACIOUS
CHARMING

Welcome to your next chapter in this charming single-story home, perfectly located across the street from Mira Loma High Schoolrenowned for its prestigious IB program. Set on a spacious lot, there's plenty of room to design the outdoor haven you've always wanted, with potential RV access and a low-maintenance yard that gives you more time to relax on the weekends. Inside, you'll find four generously sized bedrooms that offer flexibility for family, guests, or work-from-home spaces. The layout features separate living and family rooms ideal for gatherings or quiet evenings in. Located close to everything you need, this home is full of potential and ready for someone with vision to make it their own.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,755.82/mo
Estimated Loan Balance
$439,882
Cash to close
$102,637
Interest Paid
$65,790

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Natural Gas
Features
  • Materials: Brick Veneer, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Master Bedroom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Brick Veneer, Wood
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $321.05
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:00:11.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $102,637 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $102,637!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$437,363
Your Cash$102,637
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,589/mo
Traditional @ 7.15%
$3,188/mo
You save $599/month ($7,182/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225048945

Listing From: MLS Metrolist

Last updated: 2025-04-21T16:00:50.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,589 /mo
$3,073 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,637 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $102,637!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$437,363
Your Cash$102,637
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,589/mo
Traditional @ 7.15%
$3,188/mo
You save $599/month ($7,182/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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