Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$1,245,000

($126,120 down)
FHA

3902 Delmar Avenue, Loomis, CA 95650

3
2
2,097 sqft
PITI Monthly
$5,514.4 /mo

Listing courtesy of: Leslie Reed, RE/MAX Gold

Assumed Rate

1.64%
7.15%

Principal & Interest

$4,341 /mo
$8,332 /mo

What's Special

LOCATION
MOVE-IN READY
SAFE

Darling Farmhouse you're sure to fall in love with! Recently updated throughout, brand new paint and carpet, move-in ready. LOCATION-LOCATION-LOCATION! Flat, usable land with Natural Gas, so peaceful and quiet, maximum privacy, so close to town, gorgeous views, surrounded by large parcels so you feel secluded, yet so close in, minutes to TRADER JOES, WALMART, TARGET, SAFEWAY, all the convivences PLUS numerous restaurants. Home can live as one yet has 2 levels of living quarters for MULTI-GENERATIONAL families. Each level has its own family room, kitchen, bath, bedroom and laundry Featuring a Walk-out Mother in-law (no steps). All beautifully updated, clean, light and bright. Large Detached 3-Car Garage has tall ceilings, and doors, great big workshop area, easy to expand i to extra large shop area with 1/2 +/- vacant land to right. Irrigated acre to left has PCWA 1' with Small Barn-hay storage, Tack room, recently occupied by 4 Horses. Could build an arena, large home (if revert home to ADU). Your solution to high costs for Mom and Dad OR Reap the income of renting out downstairs to help finance your payment. Bottom Rents for $2K month. This estate has so many options! Solar is in. Natural Gas IN and is RARE on acreage. Newer HVAC $25K. 15/17 windows are dual pane. MUST SEE!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
1.64
Remaining Loan Term
26 years, 7 months
Monthly PITI
$5,514.4/mo
Estimated Loan Balance
$1,130,090
Cash to close
$126,120
Interest Paid
$66,092

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Heat Pump, MultiZone
  • Heating: Central, MultiZone, Natural Gas
Features
  • Materials: Stone, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Cross Fenced, Wire, Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Farmhouse
Materials
  • Stone, Frame
  • Roof: Composition
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Loomis

Financial Details

  • Price per Sqft: $593.71
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:46:33.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $126,120 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $126,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage1.64% Sellers Rate
$1,118,880
Your Cash$126,120
Total Purchase Price:$1,245,000

Assumed vs Traditional Mortgage

Assumed @ 1.64%
$4,341/mo
Traditional @ 7.15%
$8,642/mo
You save $4,302/month ($51,618/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225018550

Listing From: MLS Metrolist

Last updated: 2025-04-24T03:03:30.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

1.64%
7.15%

Principal & Interest

$4,341 /mo
$8,332 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,120 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $126,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage1.64% Sellers Rate
$1,118,880
Your Cash$126,120
Total Purchase Price:$1,245,000

Assumed vs Traditional Mortgage

Assumed @ 1.64%
$4,341/mo
Traditional @ 7.15%
$8,642/mo
You save $4,302/month ($51,618/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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