Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$680,000

($375,768 down)
FHA

3915 Valencia Avenue, San Bernardino, CA 92404

4
2
3,000 sqft
PITI Monthly
$2,622.52 /mo

Listing courtesy of: Beverly Marks, Berkshire Hathaway HomeServices California Properties

Assumed Rate

2.99%
7.15%

Principal & Interest

$1,496 /mo
$2,399 /mo

What's Special

GREAT CURB APPEAL
DINING
FIREPLACE
PATIO

Welcome to this elegant single story ranch style home located in the foothills of the San Bernardino mountains. This expanded 3,000 square foot home is on a 21,100 square foot lot features 4 bedrooms and 2 full baths. The huge sweeping lot offers great curb appeal enhanced by many trees and a manicured lawn with a horse shoe driveway allowing ample parking in addition to a two car garage a cemented pathway leading to a custom double entry door. Open the doors and fall in love with the large formal foyer that leads to a sunken living room a fire place to the left. Straight ahead a beautiful kitchen with two breakfast counters and a kitchenette. North of the kitchen is a massive family room with a ceiling to floor, wall to wall mirrored wall housing a second fireplace. This home seamlessly connects making this home the true meaning of an "Open Floor Plan" Home is natural for day to day living and an entertainers delight. Several doors lead to a private gated back with yard with swimming pool, several covered patios and a side area to store a family boat. Home also has a formal dining room. Addition square footage was added to create a bonus room connected to the primary suite to become and office, work out room, hobby room, what ever your needs call for. More than one hallway connects you to areas inside this lovely home. There is so much more to this home seeing is believing. You owe it to yourself to see this home. Do not miss out schedule an appointment quick!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.99
Remaining Loan Term
23 years, 8 months
Monthly PITI
$2,622.52/mo
Estimated Loan Balance
$401,816
Cash to close
$375,768
Interest Paid
$62,659

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Block, ExcellentCondition
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer, SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • CopperPlumbing
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Foothills, Golf, Hiking, HorseTrails, StreetLights
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $226.67
  • Tax Annual Amount: $8500
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $375,768 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $375,768!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$304,232
Your Cash:$375,768
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$1,496/mo
Traditional @ 7.15%
$2,489/mo
You save $993/month ($11,916/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25082413

Listing From:

Last updated: 2025-05-02T01:40:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$1,496 /mo
$2,399 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $375,768 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $375,768!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$304,232
Your Cash:$375,768
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$1,496/mo
Traditional @ 7.15%
$2,489/mo
You save $993/month ($11,916/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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