Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$419,888

($219,877 down)
FHA

3919 East pico, Fresno, CA 93726

3
2
1,506 sqft
PITI Monthly
$1,466.65 /mo

Listing courtesy of: Naidy S Nova Ceja, Legacy Realty Group, Inc.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,156 /mo
$1,532 /mo

What's Special

LOCATION
SPACIOUS
MODERN
HARDWOOD FLOORS
EFFICIENT
SOLAR PANELS
AFFORDABLE

Prime Location - Modern Updates - Energy Efficient! This 3-bed, 2-bath home offers 1,506 sq. ft. of living space on a 9,040 sq. ft. lot in an established neighborhood. Recent 2018 updates include new interior paint, updated bedroom and bathroom doors, resurfaced original hardwood floors, and a new garage door. The kitchen features hardwood laminate flooring, dark cabinetry, tiled backsplashes, an extended marble countertop, and a gas stove. The primary suite boasts a spa-like en-suite with marble tile floors, updated fixtures, a deep sink, and a heavy rain glass shower door. Energy efficiency is key with triple-pane windows and fully owned solar panels (installed in 2006). The spacious backyard offers endless potential for outdoor living. A traditional sale at an affordable pricedon't miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 7 months
Monthly PITI
$1,466.65/mo
Estimated Loan Balance
$200,802
Cash to close
$219,877
Interest Paid
$62,603

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick
  • Flooring: Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle, Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Other
  • Roof: Shingle, Other
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Fresno

Financial Details

  • Price per Sqft: $278.81
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:05:05.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $219,877 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $219,877!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$200,011
Your Cash:$219,877
Total Purchase Price:$419,888

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,156/mo
Traditional @ 7.15%
$1,589/mo
You save $433/month ($5,197/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225026265

Listing From: MLS Metrolist

Last updated: 2025-03-05T21:27:35.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,156 /mo
$1,532 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,877 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $219,877!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$200,011
Your Cash:$219,877
Total Purchase Price:$419,888

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,156/mo
Traditional @ 7.15%
$1,589/mo
You save $433/month ($5,197/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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